Summary
Overview
Work History
Education
Skills
Timeline
Generic

Ty Montgomery

NEW MARKET,MD

Summary

Motivated and results-driven professional knowledgeable about allocating resources, optimizing production and increasing output with hands-on and dedicated approach.. Articulate and professional problem-solver with good relationship-building abilities. Proficient in planning and implementing innovative production strategies and achieving business objectives.


Overview

21
21
years of professional experience

Work History

Production Manager

Lennar Mortgage
09.2015 - Current
  • Led a team of 8 mortgage professionals, providing guidance, training, and performance evaluations to ensure high-quality customer service and operational efficiency
  • Reviewed company metrics and performed loan audits, identifying weaknesses and implementing changes to ensure efficiency in process
  • Conducted regular coaching/ mentoring sessions with all branch staff to create a strong team environment and develop competent employees who can grow with the company.
  • Resolved issues quickly to maintain productivity goals.

Senior Loan Processor

Wells Fargo
10.2011 - 02.2015
  • Carried an average pipeline of 80+ loans while closing as many as 50 loans per month
  • Evaluated loan applications, verified documentation, and conducted thorough credit analysis to assess borrower eligibility
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.

Loss Mitigation Underwriter

Citibank
03.2009 - 09.2011
  • Made approval and denial recommendations by determining accurate risk levels.
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Evaluated loan applications for affordability and conformance with underwriting guidelines.
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.

Restaurant General Manager

Various
06.2002 - 04.2008
  • Successfully managed overall restaurant operations, overseeing a team of 40+ staff members and ensuring optimal performance in customer service, food quality, and operational efficiency.
  • Implemented and enforced standard operating procedures to streamline workflows and enhance productivity, resulting in a 10% reduction in labor costs while maintaining morale
  • Fostered a positive and inclusive work environment, promoting teamwork, recognizing and rewarding exceptional performance, and providing constructive feedback to drive employee engagement and retention.

Education

High School Diploma -

Waynesboro Area Senior High School
Waynesboro, PA
06.1998

Skills

  • Proficient in overseeing all aspects of mortgage production and origination Strong understanding of industry regulations, compliance requirements, and best practices
  • Excellent interpersonal and communication skills with a track record of building strong relationships with clients, borrowers, real estate professionals, and internal stakeholders Skilled in negotiating terms, resolving conflicts, and providing exceptional customer service
  • Strong analytical abilities to assess complex financial information, identify trends, and make data-driven decisions Proactive approach to problem-solving, ability to anticipate issues and implement effective solutions
  • Experienced in leading teams, providing guidance and support, and fostering a collaborative work environment Proven ability to motivate and mentor team members to achieve targets and deliver exceptional results

Timeline

Production Manager

Lennar Mortgage
09.2015 - Current

Senior Loan Processor

Wells Fargo
10.2011 - 02.2015

Loss Mitigation Underwriter

Citibank
03.2009 - 09.2011

Restaurant General Manager

Various
06.2002 - 04.2008

High School Diploma -

Waynesboro Area Senior High School
Ty Montgomery