
I am a dynamic Consumer Loan Underwriter with proficient expertise at Lending Solutions Inc, specializing in risk assessment and credit report analysis. I have achieved improved portfolio quality and help reduce early payment defaults through effective loan structuring, strong critical thinking and clear communication with dealers. I have been committed to fostering strong relationships and driving profitable loan growth in a competitive market.
I am a proficient Indirect Automotive Underwriter who evaluates and decisions consumer auto loan applications submitted through dealership networks. I scrutinize credit reports, assess collateral, and analyze overall deal structure to deliver sound, policy-compliant lending decisions. Consistently, I balance risk with business opportunity, contributing to improved portfolio quality and reduced early payment default rates. I collaborate with dealers and internal teams to devise competitive loan packages and provide prompt, accurate credit decisions that enhance dealer satisfaction. I strive to foster strong dealer relationships and support sustained, profitable loan growth through efficient workflows and clear communication.