Detail-oriented professional with expertise in credit analysis and risk management. Proven abilities in banking and financial advising, focused on enhancing Financial workflows and improving client satisfaction.
Overview
6
6
years of professional experience
Work History
Commercial\Residential Loan Officer
Randall State Bank
Brainerd, MN
07.2024 - Current
Evaluated loan applications and creditworthiness for diverse client profiles.
Collaborated with underwriters to streamline approval processes and enhance turnaround times.
Implemented process improvements that increased overall efficiency in loan origination workflows.
Assisted clients in understanding loan products, terms, and obligations through detailed consultations.
Developed tailored financial solutions that met client needs while adhering to regulatory guidelines.
Generated new business leads through networking events, referrals from satisfied customers, and proactive outreach efforts.
Developed tailored financial solutions for small business clients, enhancing customer relationships and satisfaction.
Credit Analyst
Randall State Bank
Brainerd, MN
05.2023 - 07.2024
Analyzed credit reports to assess borrower risk and determine loan eligibility.
Evaluated financial statements and credit histories for accurate risk assessment.
Collaborated with cross-functional teams to streamline credit approval processes.
Developed detailed credit analysis presentations for senior management review.
Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
Collaborated with other teams to identify and mitigate risks impacting organization.
Loan Officer
US Bank
Brainerd, MN
08.2021 - 05.2023
Streamlined application review processes, improving turnaround times for loan approvals.
Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
Submitted loan applications to underwriter for verification and recommendations.
Ensured compliance with all federal and state regulations throughout the loan origination process.
Collaborated with underwriters to expedite loan approvals and close deals in a timely manner.
Intern
Mid Minnesota Federal Credit Union
Brainerd, MN
05.2020 - 08.2020
Assisted members with account inquiries and transactions to enhance customer satisfaction.
Collaborated with team members to streamline operational workflows, improving overall efficiency.
Gained valuable experience working within a specific industry, applying learned concepts directly into relevant work situations.
Gained hands-on experience in various software programs, increasing proficiency and expanding technical skill set.
Volunteer Firefighter
Brainerd Fire Department
Brainerd, MN
10.2022 - 01.2026
Responded to emergency calls and executed firefighting techniques in high-pressure situations.
Conducted fire prevention inspections and provided safety education to community members.
Participated in community outreach programs to raise awareness about fire safety initiatives.