Vanessa Villacorta
Ocala
Summary
Dependable Default professional with Servicer and Firm experience providing a solid track record of team collaboration, analytical thinking and regulatory compliance. Skilled in data integrity, quality assurance, streamlining processes and improving performance metrics, ensuring timely resolutions and superior service delivery in the foreclosure management sector.
Overview
15
15
years of professional experience
Work History
Foreclosure Referral Analyst
Servbank
Phoenix, AZ
06.2023 - 03.2026
- Completed Quality Control of all referrals prepared by Specialists, gave final sign off and assigned to Attorneys
- Assisted in the development of reports that enhanced departmental performance metrics.
- Collaborated with cross-functional teams to streamline processes and reduce project turnaround times.
- Gathered daily default inventory from multiple platforms for business solution report preparation
Foreclosure Specialist
Servbank F/K/A The Money Source Inc
Phoenix, AZ
02.2021 - 06.2023
- Troubleshot and resolved any issues that arose during the foreclosure process, minimizing potential delays.
- Conducted comprehensive research to stay current on industry trends and best practices in foreclosure management.
- Maintained and updated all portfolios by state given by foreclosure management.
- Gathered, evaluated and summarized account data in detailed financial reports.
- Analyzed foreclosure documents for compliance with federal regulations and company policies.
Foreclosure Paralegal
Mccalla Raymer
Fort Lauderdale, FL
02.2014 - 06.2020
- Assisted clients in understanding foreclosure processes, providing clear guidance and support.
- Managed communication between borrowers, lenders, and legal entities to facilitate resolution of cases.
- Reviewed loan and foreclosure documents and verified for accuracy.
- Performed proper calculations and prepared payoff figures.
- Served as a liaison between clients, attorneys, court officials, and other stakeholders throughout the foreclosure process.
- Ensured strict adherence to deadlines by closely monitoring case progress and proactively addressing potential delays.
- Prepared all notices of default as per terms of deed of trust on mortgage.
- Improved accuracy of documentation by thoroughly reviewing all paperwork and identifying any errors or discrepancies.
- Collaborated with legal teams to ensure compliance with state and federal regulations during foreclosure proceedings.
Modification Processor
Bank of America
Fort Lauderdale, FL
06.2011 - 01.2013
- Processed modification requests efficiently to ensure timely completion and adherence to regulatory standards.
- Reviewed loan documentation for accuracy, identifying discrepancies and facilitating resolutions with stakeholders.
- Conducted thorough analyses of borrower financials; evaluated income statements, tax returns, and credit reports to determine eligibility for loan modifications.
- Maintained strict compliance with regulatory guidelines and company policies while handling sensitive financial data.
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Expedited the modification approval process by collaborating closely with underwriters and other team members.
Education
Associate of Applied Science - Legal Administration
Gibbs College
Melville, NY06.2001
Skills
- Microsoft office
- Analytical thinking
- Time management
- Attention to detail
- Regulatory compliance
- Data integrity assurance
- Teamwork and collaboration
- Problem-solving
Languages
Spanish
Native or Bilingual
Timeline
Foreclosure Referral Analyst
Servbank
06.2023 - 03.2026
Foreclosure Specialist
Servbank F/K/A The Money Source Inc
02.2021 - 06.2023
Foreclosure Paralegal
Mccalla Raymer
02.2014 - 06.2020
Modification Processor
Bank of America
06.2011 - 01.2013
Associate of Applied Science - Legal Administration
Gibbs College