Results-driven finance and operations professional with expertise in commercial lending, corporate finance, risk management, and business operations. Builds strong relationships and analyzes complex challenges to develop effective solutions that enhance growth and efficiency. Leads initiatives collaboratively across diverse business environments.
Overview
14
14
years of professional experience
Work History
Insurance Risk Manager
Wells Fargo Advisors
Sacramento, CA
11.2017 - 12.2025
Develop and manage enterprise insurance and risk management programs
Evaluate organizational exposures and recommend risk mitigation strategies.
Establish governance frameworks for insurance and enterprise risk programs.
Develop risk financing strategies and optimize insurance costs.
Managed claims reporting and developed resolution strategies alongside loss prevention programs.
Reviewed and updated internal policies to align with regulatory changes.
Conducted regular audits to identify compliance issues and ensure adherence to regulations.
Collaborated with cross-functional teams to develop and implement enhanced risk mitigation processes.
Reported findings on risk exposures to senior executives and board of directors.
Commercial Portfolio Analyst
Wells Fargo Virtual Channels
Sacramento, CA
09.2016 - 11.2017
Analyze commercial loan portfolios to identify credit risks and opportunities.
Perform credit underwriting and financial analysis for new and existing borrowers.
Prepare credit memorandums, annual reviews, and loan presentations.
Prepared credit memorandums, annual reviews, and loan presentations to support informed decision-making.
Monitored covenant compliance and borrower performance to ensure adherence to loan agreements.
Evaluated loan quality and identified potential problem credits, mitigating risks within the portfolio.
Ensure compliance with banking regulations, credit policies, and risk guidelines.
Hospitality Resident District Manager
University Enterprises Inc.
Sacramento
07.2011 - 09.2016
Direct daily operations for food service, catering, dining, and hospitality programs.
Lead department managers and oversee hiring, training, coaching, and performance management.
Develop and manage operating budgets, forecasts, and profit-and-loss (P&L) statements.
Build strong client relationships and serve as the primary executive contact.
Ensure compliance with food safety, sanitation, OSHA, and company policies.
Improve operational efficiency, service quality, and customer satisfaction.
Analyze financial and operational metrics to identify opportunities for growth and cost savings.
Education
Mechanical Engineering-In Progess -
Stanford University
Palo Alto, CA
Skills
Insurance Risk Management
Enterprise Risk Management
Risk Assessment
Governance & Compliance
Portfolio Management
Commercial Lending & Credit Analysis
Corporate Finance & Financial Reporting
Strategic Planning
Business Operations Leadership
Process Improvement
Relationship Management
Accomplishments
Top 10% to win STAR Employee of The Year, company wide out of 400,000 people
Won an Innovator’s badge for streamlining a redundant process, resulting in less labor and more productivity and profitability, saving an average of 16 minutes per interaction.
Participated in one of many teams to launch Zelle to a live platform
Wrote a Reference Manual for Financial & Ethical Regulations