Veronica Esquivel
Chicago,IL
Summary
Seeking to obtain a Finance position at a successful, growth-oriented company that will enable me to use my education and sales experience to improve profits and maximize profitability through lender relationships.
Overview
7
7
years of post-secondary education
14
14
years of professional experience
Work History
Finance Specialist
JM&A
Deerfield , FL
12.2025 - Current
- Completed 20 JM&A dealership assignments, including four kickoffs and two mentoring initiatives.
- Demonstrated leadership and communication skills while enhancing F&I process effectiveness.
- Established enduring partnerships with dealerships through targeted training and support.
- Consistently embodied JM&A core values, leading by example and achieving measurable results.
Finance Manager
Garber Chevrolet Highland
Highland, IN
12.2022 - 12.2025
- Work with a wide network of lenders to secure competitive finance terms.
- Conduct business in an ethical and professional manner.
- Ensure every deal is fully aligned with local. state and federal guidelines
- Process finance and ensure 100% compliance with all state and federal laws and regulations.
Finance Manager
North City Honda
Chicago, USA
08.2020 - 12.2022
- Structure deals in accordance with lender and dealer guidelines.
- Present service contracts, Gap and other beneficial ancillary products.
- Assist sales desk in structing deals.
- Prepare tax and title documents and package deals.
- Adhere to all F&I office process and flow of contract in transit.
Finance Manager
Rod Baker Ford
Chicago, USA
11.2018 - 06.2020
- Accurately prepare all federal, state, and dealer paperwork related to the transaction and submits to the dealership's Accounting Department in a timely manner.
- Assist in creating and processing leasing and loan paperwork.
- Prepare tax and title documents and package deals.
- Utilized menu selling to offer 100% of products 100% of the time to maximize penetrations and profit.
- Excellent closing and bank funding skills.
- Self-motivate and a team player.
Finance Manager
Fox Ford Lincoln
Chicago, USA
01.2013 - 06.2018
- Tracked daily sales and generated activity and productivity reports.
- Ensured compliance to all federal and state regulations.
- Managed all finance office processes and ensured efficient workflow of same.
- Prepared deliveries and ensured accuracy in all.
- Ensured compliance to all company policies and procedures.
- Coordinated with lenders on various loan programs on a regular basis.
Education
Automotive Marketing and Management -
Northwood University
Finance -
New England Business College
Diploma in Automotive Finance Management -
Automotive Dealership Institute
US Army
12.1994 - 02.2002
Skills
- Outlook
- Data Entry
- Sales
- Business Development
- Marketing
- Bi-Lingual- Spanish
- Dynamic leadership
- Team-building skills
- Communication
- Goal setting
- Compliance knowledge
- Proficient in paperwork
- Packaging
- Handling contracts
- Business office skills
- Knowledge of F&I policies
- Understanding of deal structuring
- Lenders' guidelines
- Credit bureau interpretation
- Lease training
Additional Information - Skills Strengths
- Bi-Lingual- Spanish
- Dynamic leadership with team-building skills, consistently motivating others towards success.
- Ability to communicate with a diverse array of customers to determine their wants and needs.
- Consistent in setting and obtaining high goals and expectations.
- Well-versed on all compliance requirements, federal/state laws and regulations.
- Proficient in paperwork, packaging, handling contracts and business office.
- Knowledge of F&I policies and procedures regarding cash flow and contracts in transit.
- Understanding of prime and nonprime deal structuring, and lenders' guidelines.
- Ability to interpret all major credit bureaus: Experian, Equifax and Trans Union.
- Lease training for F&I: How Leasing Works, Lease Guidelines, Disclosures and Advertising.
Timeline
Finance Specialist
JM&A
12.2025 - Current
Finance Manager
Garber Chevrolet Highland
12.2022 - 12.2025
Finance Manager
North City Honda
08.2020 - 12.2022
Finance Manager
Rod Baker Ford
11.2018 - 06.2020
Finance Manager
Fox Ford Lincoln
01.2013 - 06.2018
US Army
12.1994 - 02.2002
Automotive Marketing and Management -
Northwood University
Finance -
New England Business College
Diploma in Automotive Finance Management -
Automotive Dealership Institute