Years of Mortgage experience
Victoria Devereaux
Sr. Mortgage Loan Processor
Murfreesboro,TN
Summary
Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert negotiator, problem solver and organizer. Over 28 years of experience in loan processing and mortgages.
Overview
28
28
Work History
Loan Processor
Rate Mortgage, Peoples Home Equity
Mount Juliet, TN
01.2017 - 01.2022
- Work closely with loan partner and provide great customer service
- Was main point of contact for both borrower & realtors once a loan was assigned
- Once loan was reviewed and submitted to underwriting, initial needs list was sent to borrower
- Once loan was out of underwriting, borrower was advised what was needed for final approval
- Stayed in contact weekly with updates on loan and prided myself on 2 day clear to close loan packages
- Achievement Highlights:
- Regarded as one of company’s most productive loan processors, handling average of 30+ loans monthly
- Successful with 2 day clear to close loan packages
- Great customer service reviews
Home Loan Processor
Wells Fargo Home Mortgage
Brentwood, TN
10.2012 - 12.2017
- Provide support to loan officer and underwriter teams by ensuring timely and accurate processing of mortgages
- Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal
- Ensure compliance with company polices, underwriting guidelines and lending-program requirements
- Achievement Highlights:
- Top 10 loan processor in company, handling average of 35+ files monthly
- Received Service Excellence award for customer service in 2016
- Top processor performer in 2015 and 2016
- Top File Quality award in 2016
Loan Processor
HomeLending Source
Nashville, TN
09.2011 - 10.2012
- Performed wide variety of activities from opening files, ordering title work, appraisals, payoffs
- Established communicating with borrowers throughout loan process as well as scheduling closings
- Maintained average of 35 files monthly and closing average of 15+ loans monthly
- Processed FHA, VA, Rural Housing Development and Conventional loans.
HSSII
Bank of America
Franklin, TN
04.2009 - 08.2011
- Responsible for performing wide variety of activities from set-up through closing, including communicating with borrowers throughout every phase of loan process
- Maintained pipeline of approximately 30-40 loans monthly; received and submitted documents in timely manner and reviewed and analyzed documents for accuracy
- Processed FHA, VA and Conventional loans and underwrote and approved Conventional Level 1 loans; prepared loans for closing, including scheduling
Education
Associate of Science - Fashion Merchandising
Nicholls State University
Thibodaux, LA 08.1979 - 05.1982
Skills
28 Years of experience in mortgage industry
Diligent and detail-oriented- thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing
Loan Processing expertise in Conventional, Jumbo, FHA, USDA and THDA loans
Computer savvy in MS Office and proprietary mortgage-processing software
Timeline
Loan Processor
Rate Mortgage, Peoples Home Equity
01.2017 - 01.2022
Home Loan Processor
Wells Fargo Home Mortgage
10.2012 - 12.2017
Loan Processor
HomeLending Source
09.2011 - 10.2012
HSSII
Bank of America
04.2009 - 08.2011
Associate of Science - Fashion Merchandising
Nicholls State University
08.1979 - 05.1982