Qualified and resourceful financial professional with diverse expertise in retail banking, high-level customer service, and mortgage experience.
Overview
14
14
years of professional experience
Work History
Loan Closer Funder
Loandepot
06.2012 - Current
Reviews all documents from the settlement company to ensure closing instructions are properly followed including all fees and closing cost.
Interprets lending guidelines and exercises judgment in determining if the loan is ready to close. Works with necessary individuals to remedy any issue that is discovered.
General knowledge of mortgage products and processes for both Retail and Wholesale (including Lender Paid Compensation and Borrower Paid Compensation) transactions. Prepares net funding for all loans.
Proficient understanding of RESPA, TILA, TRID, ECOA and HMDA regulations.
Handles various types of loan products(Conventional, FHA, VA, USDA & State Bond Loans-(Purchase & Refinance Transactions).
Audits files from underwriting to ensure they have required necessary documentation to prepare closing documents.
Loan Closer Funder
Gencore
02.2010 - 06.2012
Reviews all documents from the settlement company to ensure closing instructions are properly followed including all fees and closing cost.
Interprets lending guidelines and exercises judgment in determining if the loan is ready to close. Works with necessary individuals to remedy any issue that is discovered.
General knowledge of mortgage products and processes for both Retail and Wholesale (including Lender Paid Compensation and Borrower Paid Compensation) transactions. Prepares net funding for all loans.
Proficient understanding of RESPA, TILA, TRID, ECOA and HMDA regulations.
Handles various types of loan products(Conventional, FHA, VA, USDA & State Bond Loans-(Purchase & Refinance Transactions).
Audits files from underwriting to ensure they have required necessary documentation to prepare closing documents.
Education
High School Diploma -
Carl Hayden High School
Phoenix, AZ
05.1990
Skills
Compelling leadership skills
Self-motivated professional
Excellent time management skills
Perform well in high-demand, fast-paced environments
Exceptional multi-tasker
Strong organizational skills
Analysis of extensive amounts of data
Polished communication skills
Timeline
Loan Closer Funder
Loandepot
06.2012 - Current
Loan Closer Funder
Gencore
02.2010 - 06.2012
High School Diploma -
Carl Hayden High School
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