Summary
Overview
Work History
Education
Skills
Certification
Hobbies
Timeline
Generic

Vinay CHANDOK

Fremont,CA

Summary

Highly motivated and personable candidate committed to helping clients meet financial goals. Extensive experience developing and implementing investment strategies tailored to clients' individual needs and objectives. Passionate about providing sound financial advice and helping clients reach financial goals.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Real Estate Associate

-
05.2023 - Current
  • Communicating with clients to understand property needs and preferences.
  • Maintaining connections with clients to encourage repeat business and referrals.
  • Advising clients on market conditions and property value for informed decision-making.
  • Developing and maintaining relationships with clients through networking, postcards, and cold calling.
  • Conducting comprehensive market analysis to identify opportunities for potential clients
  • Preparing and maintaining accurate property listings, sales contracts and closing documents.
  • Cultivating and maintaining professional relationships with clients, real estate agents, lenders and escrow personnel.

Loan Officer

Loan Depot, Inc
05.2022 - 04.2023
  • Monitored pipelines to track and log status of loans.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.
  • Researched and updated industry knowledge on changing legislation and regulations.
  • Maintained strict confidentiality of bank records and client information.
  • Collaborated with other departments to promptly process loan applications.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Negotiated loan terms and conditions with customers to secure best deal.
  • Developed and maintained relationships with customers, lenders and other third parties.

Loan Consultant

Wells Fargo
09.2019 - 05.2022
  • Built positive relationships with customers by offering best financing and product options for residential mortgage loans.
  • Maintained strict confidentiality of bank records and client information.
  • Handled paperwork and moved between customers and lending institutions to smoothly resolve any concerns.
  • Developed strong relationships with customers through high levels of customer service.
  • Developed and implemented marketing campaigns to attract new customers.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Consulted with customers using positive communication and active listening skills, offering sound feedback and answering critical questions with effective solutions.
  • Worked with processing department to successfully submit and finalize applications for residential mortgage loans.

Mortgage Loan Consultant

Bank Of America
07.2017 - 08.2019
  • Checked loan documents for accuracy prior to closing.
  • Developed and implemented marketing campaigns to generate new business opportunities.
  • Developed extensive network of referral partners to source new mortgage loan opportunities.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.

Mortgage Consultant

C2 Financial Corporation
06.2012 - 07.2017
  • Explained different types of loans pertaining to client situations.
  • Worked with underwriters to fix application problems and resolve issues.
  • Reviewed loan files and updated to match current standards.
  • Monitored pipelines to track and log status of loans.
  • Proactively identified solutions for customers experiencing credit issues.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.

President

Classic Financial Group Inc
02.2008 - 07.2017
  • Explained different types of loans pertaining to client situations.
  • Proactively identified solutions for customers experiencing credit issues.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Implemented sales strategies that established relationships with realtors and CPAs.
  • Reviewed loan files and updated to match current standards.
  • Worked with underwriters to fix application problems and resolve issues.

Education

Bachelor of Science - Business Administration

Hult International Business School
London, England
05.2001

Skills

  • Active Listening and Learning
  • Sales Development
  • Financial Knowledge
  • Serve Customer Needs
  • Analytical and Critical Thinking
  • Stock Market Understanding
  • Risk Assessment

Certification

  • Securities Industry Essentials Exam - December 2022

Hobbies

Spending quality time with family, Traveling, Watching sports, Exercising, Staying up to date with financial news, Dividend growth investing 

Timeline

Real Estate Associate

-
05.2023 - Current

Loan Officer

Loan Depot, Inc
05.2022 - 04.2023

Loan Consultant

Wells Fargo
09.2019 - 05.2022

Mortgage Loan Consultant

Bank Of America
07.2017 - 08.2019

Mortgage Consultant

C2 Financial Corporation
06.2012 - 07.2017

President

Classic Financial Group Inc
02.2008 - 07.2017

Bachelor of Science - Business Administration

Hult International Business School

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Vinay CHANDOK