Vincent Davis
Houston,TX
Summary
Detail-oriented and proactive with good verbal and written communication skills, a hardworking nature and complex problem-solving strengths. I am highly competent Underwriter with a logical mind capable of finding intelligent solutions to issues. Promoting exemplary talents in documentation and reporting and currently seeking an opportunity with a well-established company.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Underwriter
Covenant Underwriters
Houston, TX
03.2023 - Current
- Utilized underwriter authority to correspond with corporate risk appetite and strategy.
- Gathered and analyzed information to determine risk acceptability.
- Underwrote renewals by reviewing premium history, claims history and company financial condition to determine action.
- Maintained up-to-date knowledge of industry trends, regulations and compliance requirements.
- Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
- Participated in regular training sessions regarding updates in relevant laws or regulations.
- Conducted comprehensive analysis and evaluated risk to control underwriting loss.
- Followed underwriting guidelines in developing rates for new and renewal groups.
- Negotiated coverage, policy pricing and service delivery during meetings with customers, agents or brokers.
- Underwrote, managed and serviced profitable book of business.
- Negotiated policy terms and coverage to align with company directives.
Underwriting Assoicate
Covenant Underwriters
Houston, TX
11.2021 - 03.2023
- Assisted with new business processing, renewals, endorsements, cancellations and reinstatements.
- Reviewed applications for completeness and accuracy of information.
- Managed physical and digital files, monitored spreadsheets and updated reports to coordinate project materials.
- Performed data entry functions to track information such as payments, account updates and customer interactions.
- Quickly remedied customer issues in office, via telephone and with email communication by responding to questions and inquiries in a timely fashion.
- Prepared routine correspondence related to underwriting activities including letters of acceptance or rejection.
- Responded promptly to inquiries from internal departments regarding underwriting matters.
- Organized documents needed for underwriting decisions and prepared summaries of findings.
- Participated in training sessions related to products, services and processes.
- Handled incoming calls and directed callers to appropriate department or employee.
Claims Adjuster
Progressive
Houston , TX
09.2019 - 11.2021
- Negotiated settlements with claimants or their representatives in order to resolve disputes quickly and economically.
- Reviewed, evaluated and adjusted claims to promote fair and prompt settlement.
- Maintained accurate documentation of all claim activity within designated system.
- Reviewed medical records, police reports and other documents related to claim investigations.
- Worked collaboratively with team members across multiple departments; identified areas where processes could be improved.
- Investigated insurance claims, reviewed coverage and liability, prepared reports and recommended payment or denial of claims.
- Adhered strictly to departmental guidelines; ensured that all activities were compliant with applicable state laws.
- Analyzed facts of loss including photographs, diagrams and other evidence to identify potential sources of recovery.
- Ensured timely follow-up on all open matters; kept stakeholders informed regarding status updates.
- Researched relevant laws, regulations, legal decisions and precedents to determine appropriate course of action.
- Gathered information from various third parties to determine claim acceptability.
- Attended continuing education classes in order to stay abreast of changes in industry standards.
- Developed relationships with attorneys, experts and vendors in order to ensure prompt service when necessary.
Auditor
MyEducationSolutions
San Antonio, TX
04.2018 - 03.2019
- Conducted audits on internal controls and developed reports on findings.
- Assisted in preparing audit plans based on established objectives and standards.
- Composed clear and concise audit findings to deliver comprehensive audit reports.
- Performed regular reviews of the company's operations for compliance with laws and regulations.
- Examined financial statements to detect and report errors and irregularities.
- Reviewed client documentation including contracts, invoices, bank statements.
- Applied professional judgment in gathering and evaluating evidence for thorough analysis.
Processing Specialist
MyEducationSoultions
San Antonio, TX
11.2017 - 04.2018
- Performed quality assurance checks on processed documents for errors or omissions.
- Created reports to track progress on tasks related to processing activities.
- Investigated discrepancies in order to identify root causes and recommend solutions.
- Developed training materials for new employees on processing procedures.
- Processed a high volume of customer payments accurately and in a timely manner.
- Reviewed information input against instructions to verify accuracy of data transmitted.
- Coordinated, scheduled and executed in-depth data entry projects.
- Sifted through large quantities of data and accurately transferred necessary information to electronic spreadsheets.
- Secured essential information and data by running database backups.
Education
Associate of Arts - Business Administration
Northwest Vista College
San Antonio, TX07-2017
Skills
- Risk Mitigation
- Managing Risk
- Loss Protection
- Analyzing Data
- Influencing Business Growth
- Quoting and Pricing Policies
- Coverage Determination
- Relationship Building
- Client Relationship Building
- Organization Skills
Certification
- Currently Enrolled in classes to obtain my AU
Timeline
Underwriter
Covenant Underwriters
03.2023 - Current
Underwriting Assoicate
Covenant Underwriters
11.2021 - 03.2023
Claims Adjuster
Progressive
09.2019 - 11.2021
Auditor
MyEducationSolutions
04.2018 - 03.2019
Processing Specialist
MyEducationSoultions
11.2017 - 04.2018
Associate of Arts - Business Administration
Northwest Vista College
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