Summary
Overview
Work History
Education
Skills
Personal Information
References
Timeline
Generic

Viviana Rosas

Tampa,FL

Summary

Knowledgeable Loan Processor offering expertise in legal statutes and established lending guidelines. Excellent communication and negotiation skills. Offering 15+ year history of successful loan and mortgage processing for FNMA, FHLMC, VA and FHA. Diverse skill set includes developing technical and communicative skills, organized and dependable, successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Speaks fluently Spanish and English.

Overview

18
18
years of professional experience

Work History

Loan Processor

TRUST MORTGAGE LENDING CORP
Tampa, FL
01.2015 - 01.2024
  • Analyze mortgage file, evaluate borrower's financials, manually calculating rate of pay, review bank statements, tax returns and keep in compliance with investors’ policy and procedures.

Loan Modification Representative

SANCHEZ LAW OFFICES P.A.
Tampa, FL
01.2010 - 01.2011
  • Analyze mortgage documents, evaluate borrower's financials, manually calculating rate of pay, review bank statements and tax returns
  • Excellent customer relations with clients.

Home Service Specialist I

BANK OF AMERICA
Tampa, FL
01.2009 - 01.2010
  • Run and review credit history, income, order and review appraisals
  • Prepared settlement statement (HUD-1) and submit complete loans to closing
  • Familiar with multi-state loan.

Loan Processing Manager

NEW HOME LENDERS
Tampa, FL
01.2006 - 01.2009
  • Increased monthly closed loan volume from an average of 15 in 2004 to 30 in 2006 by managing the processing department establishing new business relations with several new banks and/or lenders
  • Ability to analyze financial information
  • Supervised up to 4 people.

Graphic Designer

B&B SPORTS
Tampa, FL
01.2010 - 01.2014
  • Designed eye-catching artwork and advertising materials for screen printing and embroidery.

Education

Associates of Science Degree – Business Administration - Business Administration And Management

HILLSBOROUGH COMMUNITY COLLEGE
Tampa, FL
12.2020

Associates of Science Degree – Multimedia Technology -

HILLSBOROUGH COMMUNITY COLLEGE
Tampa, FL
12.2005

Skills

  • FHA ~ CONVENTIONAL ~ VA- USDA
  • Accounting Software – QuickBooks
  • Loan Servicing Software – Calyx, Lending QB, Encompass
  • Other Software – Microsoft Office, Microsoft PowerPoint, Excel

Personal Information

Title: Loan Processor

References

Excellent references available upon request.

Timeline

Loan Processor

TRUST MORTGAGE LENDING CORP
01.2015 - 01.2024

Loan Modification Representative

SANCHEZ LAW OFFICES P.A.
01.2010 - 01.2011

Graphic Designer

B&B SPORTS
01.2010 - 01.2014

Home Service Specialist I

BANK OF AMERICA
01.2009 - 01.2010

Loan Processing Manager

NEW HOME LENDERS
01.2006 - 01.2009

Associates of Science Degree – Business Administration - Business Administration And Management

HILLSBOROUGH COMMUNITY COLLEGE

Associates of Science Degree – Multimedia Technology -

HILLSBOROUGH COMMUNITY COLLEGE
Viviana Rosas