Stacey Cameron
Davenport
Summary
Detail-oriented professional in the mortgage industry with a strong focus on processing and verifying loan applications. Known for maintaining organized records and fostering clear communication with stakeholders to ensure timely approvals and enhance customer satisfaction.
Overview
14
14
years of professional experience
Work History
Loan Processor
Penpoint Mortgage
Haines City
05.2024 - 03.2026
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Maintained organized records of all loan files and correspondence.
- Facilitated timely communication between lenders and borrowers throughout the process.
SENIOR LOAN PROCESSOR
Loandepot
Maitland
04.2019 - 09.2022
- Processes mortgage loan applications for submission to underwriting
- Manage Pipeline of over 50 loans
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Handled any conditions sent from underwriting departments.
- Evaluated approvals against established bank and government lending standards.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
SENIOR LOAN PROCESSOR
Embrace Home Loans
Maitland
09.2020 - 07.2022
- Processes mortgage loan applications for submission to underwriting
- Manage Pipeline of over 50 loans
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Handled any conditions sent from underwriting departments.
- Evaluated approvals against established bank and government lending standards.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
UNDERWRITER SUPPORT SPECIALIST
Homepoint Mortgage
Maitland
07.2018 - 04.2019
- Analyzed credit, income, compliance, title documents, condo documents and appraisals during underwriting process.
- Issue Final Approval on Mortgage Loan
- Determined and documented loan conditions and communicated requirements and decisions
- Gained extensive experience in underwriting FHA, VA, and Fannie Mae loans
- Provided meticulous attention to detail in underwriting mortgage
- Demonstrated excellent follow through with borrowers, loan processors, loan originators and management throughout all phases of underwriting process
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial documentation
- Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
SENIOR LOAN PROCESSOR
Embrace Home Loans
Maitland
04.2015 - 07.2018
- Processes mortgage loan applications for submission to underwriting
- Manage Pipeline of over 50 Loans
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Handled any conditions sent from underwriting departments.
- Evaluated approvals against established bank and government lending standards.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
MORTGAGE UNDERWRITER
Wells Fargo
Lake Mary
03.2012 - 10.2014
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Assessed credit risks by reviewing files and comparing data against internal checklists and guidelines, ensuring informed lending decisions.
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Verified accuracy and completeness of income, asset, appraisal, condo, and title documents to support thorough evaluations.
- Executed final loan approvals, confirming adherence to lending standards and regulatory compliance.
Education
High School Diploma -
Evander Childs HS
Bronx, NYCertificate of Technical Studies -
Concorde Career Institute
Miami, FLSome College (No Degree) -
Broward College
Fort Lauderdale, FLSkills
- Loan processing
- Conventional/VA/USDA/FHA Loan Review
- Application preparation
- Financial document review
- Credit analysis
- Information Verification
- Processing procedures
- Regulatory compliance
- Customer Service
- Effective communication
Timeline
Loan Processor
Penpoint Mortgage
05.2024 - 03.2026
SENIOR LOAN PROCESSOR
Embrace Home Loans
09.2020 - 07.2022
SENIOR LOAN PROCESSOR
Loandepot
04.2019 - 09.2022
UNDERWRITER SUPPORT SPECIALIST
Homepoint Mortgage
07.2018 - 04.2019
SENIOR LOAN PROCESSOR
Embrace Home Loans
04.2015 - 07.2018
MORTGAGE UNDERWRITER
Wells Fargo
03.2012 - 10.2014
High School Diploma -
Evander Childs HS
Certificate of Technical Studies -
Concorde Career Institute
Some College (No Degree) -
Broward College