Wayne Zarnik
Stamford,CT
Summary
Accomplished Analyst with more than 30 years experience in Financial Services
- Subject matter expertise in multiple functional areas
- Executed on strategic initiatives while delivering operational results
- Collaborated with all organizational levels to drive new business, generate net income, and improve processes
- Offering excellent interpersonal skills including proficiency in executive presentations and documentation
Overview
14
14
years of professional experience
1
1
Certification
Work History
Senior Credit Risk Analyst
Wells Fargo & Company
Danbury, CT
03.2016 - 01.2024
- Performed statistical monitoring of commercial risk models enabling ~50K annual credit decisions
- Presented performance results to support and expand model usage
- Identified risk drivers of adverse performance, recommended remedial action plans, and managed model risk findings
- Created model development samples
- Generated credit ratings for 200K+ customers for capital allocation
- Provided subject matter expertise to model development/validation
- Developed credit default identification scheme
- Collaborated on model development documentation, process mapping, and implementation
Business Regulatory Preparedness Leader
GE Capital
Danbury, CT
01.2012 - 02.2016
- Led Risk Management team in development of policies and procedures for compliance with regulatory framework
- Oversaw implementation of PD/LGD/EAD models covering $20B commercial lease and loan portfolio
- Created product-specific loss analyses for more efficient capital allocation
- Efforts contributed to adoption of retail treatment saving $1B in required capital
- Monitored portfolio composition and performance to ensure compliance with risk limits and reported results to Senior Risk Management
Executive Analyst to Chief Risk Officer
GE Capital
Danbury, CT
01.2010 - 12.2011
- Provided analytical support to Mid-Market Chief Risk Officer
- Collaborated with Finance and Asset Management to identify and execute on for strategic asset sales
- Worked with Capital Markets team to seed securitization pools and create rating agency presentations
- Developed delinquency analyses for setting credit risk loss targets
- Facilitated delinquency/workout reviews and tracked results to plan
Education
MBA - Finance
Pace University
White Plains, NYBachelor of Arts - Economics
Providence College
Providence, RISkills
- Financial Planning and Analysis
- Credit Risk Management
- Financial Statement Analysis
- Accounting and Taxation
- Portfolio Management
- Process Development and Optimization
Certification
Six Sigma Quality Certified
Amembol & Isom Leasing
Accomplishments
GE Capital Pinnacle Club Top Company Performer
Timeline
Senior Credit Risk Analyst
Wells Fargo & Company
03.2016 - 01.2024
Business Regulatory Preparedness Leader
GE Capital
01.2012 - 02.2016
Executive Analyst to Chief Risk Officer
GE Capital
01.2010 - 12.2011
MBA - Finance
Pace University
Bachelor of Arts - Economics
Providence College