
Accomplished commercial lending professional with 35+ years in banking, specializing in loan origination, structuring (syndicated & SBA), portfolio/risk management, cash flow analysis, and business development. Proven at building strategic client relationships to drive revenue and retention. Recognized Western New York leader (former President, Lancaster Area Chamber of Commerce; NAWBO board member). Dedicated to tailored financial solutions and collaborative partnerships. Years of experienced fundraising for non profits with extensive connections throughout the community.
Commercial Lending & SBA Expertise
Loan Structuring & Underwriting
Cash Flow & Financial Analysis
Portfolio & Risk Management
Business Development & Networking
Client Relationship Building & Retention
Negotiation & Deal Execution
Cross-Functional Collaboration
Strategic Planning
Microsoft Office Suite (Advanced)