WESLEY SCHUMACHER
Chubbuck,ID
Summary
Disciplined Mortgage Underwriter pays attention to details by analyzing risks and potential problems within mortgage applications. Team player collaborates well with other underwriters, originators and processors to produce quality results. Talented Professional 13 years of experience and expertise in Consumer/Mortgage underwriting. Strong quoting and negotiating skills. Well versed in preparing financial policies and terms to manage risk and mitigate loss.
Overview
14
14
years of professional experience
Work History
Insurance Sales Agent
Optavise
04.2024 - 05.2024
- Educated clients on insurance products, enabling them to make informed decisions regarding their coverage needs.
- Developed strong relationships with clients through consistent communication and exceptional customer service.
- Sought out new clients and developed client relationships through networking, direct referrals, lead databases, and cold calling.
Area Sales Manager
Enhabit Home health and Hospice
10.2022 - 11.2023
- Planned, developed and implemented sales strategies in an assigned region
- Determine and cross-sell home health needs based on clinic and hospital patient's needs
- Maintain relationships with doctors nurses, clinics, and hospitals
Mortgage Underwriter - FHA Certified
Idaho Central Credit Union
09.2018 - 10.2022
- Analyze risk based on applicant's credit history and financial statements.
- Maintain business relationships with Mortgage Loan Officers.
- Comply with Federal, Credit Union, and Investor guidelines.
Indirect Loan Underwriter/Repossession Specialist
Idaho Central Credit Union
01.2015 - 09.2018
- Purchase auto loans from dealerships to create a strong, balanced lending portfolio.
- Assess and mitigate risk for all borrower credit tiers.
- Maintain business relationship with dealerships across the State.
Adjustments Officer/Repossession Specialist
Idaho Central Credit Union
04.2010 - 01.2015
- Represent the credit union in court as needed
- Liquidation to mitigate loss.
- Loan modifications for high risk accounts.
Education
High School Diploma -
Century High School
Pocatello, ID06.2003
Skills
- Application Analysis
- Income Evaluation
- Attention to Detail
- Credit History Review
- Customer Relations
- Financial History Analysis
- Fraud Detection and Prevention
- Decision-Making
- Collections Management
Timeline
Insurance Sales Agent
Optavise
04.2024 - 05.2024
Area Sales Manager
Enhabit Home health and Hospice
10.2022 - 11.2023
Mortgage Underwriter - FHA Certified
Idaho Central Credit Union
09.2018 - 10.2022
Indirect Loan Underwriter/Repossession Specialist
Idaho Central Credit Union
01.2015 - 09.2018
Adjustments Officer/Repossession Specialist
Idaho Central Credit Union
04.2010 - 01.2015
High School Diploma -
Century High School
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