Wesley White
Summary
Credit and financial services professional with experience evaluating borrower financial profiles, reviewing credit, income, assets, liabilities, and supporting documentation, and structuring appropriate lending solutions. Combines mortgage analysis expertise with hands-on experience maintaining data integrity, reconciling records, monitoring operational activity, and producing decision-support reports in GFEBS. Known for sound judgment, regulatory awareness, attention to detail, and clear communication across customers and cross-functional teams. Prepared to contribute strong analytical, risk-identification, and relationship-management capabilities as a Credit Analyst with Climate First Bank.
Overview
9
9
years of professional experience
Work History
Mortgage Consultant
NEXA MORTGAGE
06.2025 - Current
- Evaluate borrower financial profiles, including credit, income, assets, liabilities, debt obligations, and loan objectives, to recommend suitable mortgage solutions.
- Structure and price loans accurately while balancing borrower needs, program guidelines, risk considerations, and market conditions.
- Collect and review initial documentation, identify missing or inconsistent information, and submit complete paperless loan packages to production teams.
- Manage an independent book of business and multiple active files in a fast-paced environment while maintaining timely follow-up and clear customer communication.
- Build trusted relationships with prospective and existing borrowers by translating complex lending requirements into practical next steps.
GFEBS Analyst
DAWSON – FORT MOORE DIRECTORATE OF PUBLIC WORKS
06.2024 - 06.2025
- Managed and maintained the Army’s Real Property Inventory in the General Fund Enterprise Business System, supporting accurate financial and operational records.
- Analyzed and reconciled property records, maintenance activity, and work-order data to verify completeness, accuracy, and compliance with Army regulations.
- Performed physical inspections and inventory validation to identify discrepancies and strengthen data integrity.
- Monitored preventive, demand, project, and operations work orders and translated system data into actionable insights regarding status and operational costs.
- Prepared comprehensive reports for leadership and collaborated across teams to align records with regulatory and operational standards.
Military Family Transition
11.2022 - 06.2024
- Temporarily stepped away from full-time employment to support my wife’s transition into active-duty military service and assist our family through relocation and adjustment. During this period, I remained engaged with developments in the financial services and mortgage industries while strengthening my adaptability, organization, and ability to manage changing priorities.
Partner Advocate
HOMEPOINT FINANCIAL
05.2022 - 10.2022
- Position eliminated following company liquidation and closure.
- Built and maintained partner relationships through proactive outreach, responsive support, and timely resolution of service needs.
- Served as liaison between clients and operations teams, helping move requests efficiently through internal processes.
- Tracked performance metrics and used results to support service quality and organizational goals.
Loan Guide
BEELINE LOANS
10.2020 - 04.2022
- Guided borrowers through the mortgage process from application through closing while maintaining proactive, clear communication.
- Reviewed credit, income, debt, and financial objectives to develop tailored pre-approval recommendations.
- Coordinated with internal teams to resolve documentation needs and keep files progressing toward closing.
Mortgage Analyst
RELIANCE FIRST CAPITAL
12.2017 - 10.2020
- Analyzed prospective borrowers’ qualifications and financial circumstances to recommend appropriate lending products and programs.
- Communicated product options, requirements, and next steps in a high-volume environment while maintaining strong client engagement.
- Developed durable financial-services, sales, and analytical skills through consistent management of complex borrower scenarios.
Education
Bachelor of Science - Business Administration
North Carolina State University
Raleigh, NC01-2017
Skills
- Credit & Borrower Analysis
- Income, Asset & Liability Review
- Risk Identification
- Loan Structuring & Pricing
- Regulatory Compliance
- Customer Relationship Management
- Data Reconciliation & Integrity
- Cross-Functional Collaboration
- Financial & Operational Reporting
- GFEBS
- Portfolio / Pipeline Management
- Microsoft Excel
Timeline
Mortgage Consultant
NEXA MORTGAGE
06.2025 - Current
GFEBS Analyst
DAWSON – FORT MOORE DIRECTORATE OF PUBLIC WORKS
06.2024 - 06.2025
Military Family Transition
11.2022 - 06.2024
Partner Advocate
HOMEPOINT FINANCIAL
05.2022 - 10.2022
Loan Guide
BEELINE LOANS
10.2020 - 04.2022
Mortgage Analyst
RELIANCE FIRST CAPITAL
12.2017 - 10.2020
Bachelor of Science - Business Administration
North Carolina State University