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Accomplished financial professional with extensive experience in credit analysis, financial restructuring, and portfolio management. Proven track record in delivering data-driven insights and strategic recommendations to global clients. Highly organized, detail-oriented, and skilled in financial modeling and due diligence, with a strong foundation in credit fundamentals and fixed income markets.

Dynamic research professional with experience at USC and Neo Criterion Capital, skilled in financial analysis and econometrics. Proven ability to lead data collection and deliver impactful insights, enhancing team collaboration. Proficient in R, Python and Bloomberg Terminal, with a strong focus on achieving results and communicating complex findings effectively.

  MSc Finance and Investment graduate with hands-on experience in investment analysis, financial modelling, and asset management. Currently a Pricing Analyst at Aviva Investors, with prior internships at JPMorgan Chase & Co. and Colton Alexander Asset Management focused on M&A, ESG investing, and valuation. Proven ability to deliver complex financial analyses using tools like Stata, Bloomberg Terminal, and Excel. Strong leadership, analytical, and communication skills developed through academic projects, externships, and volunteer work. Eager to leverage this expertise in dynamic financial environments to drive data-driven decision-making and sustainable growth.  

Driven and results-oriented finance and investment enthusiast with a robust academic background and extensive global experience. I hold a Bachelor’s degree in Commerce, majoring in Finance, from the University of Melbourne, where I graduated with a commendable WAM of 70. My academic achievements include an outstanding International Baccalaureate score of 39 out of 45 points, equivalent to a 99 ATAR score. As an alumnus of Ormond College and a member of the Sigma Chi fraternity, I have cultivated a strong sense of community, respect, resilience, and leadership. My academic journey includes a standout performance during a study abroad program at Georgetown University, where I received the highest-class grade in Investments. I further enhanced my finance knowledge through an internship at Banque Nationale De Paris in Singapore, gaining invaluable insights into the intricacies of the finance sector. Having lived and studied in dynamic cities such as Singapore, Tokyo, Melbourne, and Washington D.C., I possess a global perspective and adaptability essential for navigating international finance environments. This global exposure has allowed me to experience diverse cultures, build a vast international network, and develop exceptional communication skills. I attribute much of my global outlook to my parents' careers—my father, a finance professional with 35 years of experience, advanced from the back office to head of international trading, and my mother, an entrepreneur, established a successful fashion label in Tokyo, now a powerhouse in Asia. Their careers and dedication have inspired my passion for finance and motivated me to achieve similar success, with the aim of providing my future family with the same opportunities. I bring extensive tutoring experience, underscoring my passion for education. At Melbourne University, I demonstrated leadership as captain of both the soccer and swimming teams. Additionally, I have contributed as a valuable player to the University Blues football team and as a runner on the track team. Known for my strong work ethic, discipline, and determination, I thrive both independently and collaboratively within team environments. Driven by a competitive spirit and a commitment to continuous improvement, I actively seek learning opportunities to enhance my skills. Recognizing ANZ's reputation for excellence and innovation in Australia's banking sector, I see it as an ideal environment for growth. I am eager to leverage my academic achievements, global exposure, and deep-seated interest in finance to contribute to ANZ's success during the summer internship. With a long-term goal of securing a position as a graduate trainee, I am dedicated to proving my capabilities and making a meaningful impact within your esteemed bank, continuing my family's legacy, and beginning my career at the same institution as my father.

WILBUR RAMOS

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Graduate Assistant, Management Information Systems

MBA Consulting Associate

Investor Specialist

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MBA - Business Administration

Bachelor of Business Administration - Finance

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Graduate Assistant, Management Information Systems

MBA Consulting Associate

Investor Specialist

Bachelor of Business Administration - Finance

MBA - Business Administration

LEADERSHIP & INVOLVEMENT

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