Summary

Overview

Work History

Education

Skills

Websites

INVOLVEMENT

Timeline

Rishi Harani

Romford

Summary

Accomplished financial professional with extensive experience in credit analysis, financial restructuring, and portfolio management. Proven track record in delivering data-driven insights and strategic recommendations to global clients. Highly organized, detail-oriented, and skilled in financial modeling and due diligence, with a strong foundation in credit fundamentals and fixed income markets.

Overview

years of professional experience

Work History

Senior Financial Associate

CAFCOO

London

12.2022 - Current

Led financial and market analysis on global projects, including M&A due diligence, identifying trends and evaluating competitor dynamics.
Managed credit risk and assessed market entry potential for international expansions, contributing to 22% sales growth.
Developed comprehensive analytical insights on financial projections and competitive landscapes, essential for strategic decision-making.
Analyzed and interpreted financial data, including spreadsheets, financial statements, and proprietary models, to develop and update credit forecasts.
Provided analytical commentary and insights aligned with credit rating methodologies, identifying key trends and credit factors affecting issuer ratings.
Conducted portfolio reviews, transaction documentation analysis, and cash flow assessments to support well-reasoned credit conclusions.
Supported rating committee processes by preparing memos, offering insights, and actively engaging in credit risk assessment.
Monitored issuer trends and industry developments, directly engaging with issuers and attending earnings calls to ensure robust credit quality analysis.

Senior Strategy Associate

Univesco

London

11.2020 - 12.2022

Executed market and competitor analysis for financial clients, boosting revenue by $5M through effective restructuring and tax strategy.
Authored and contributed to detailed market reports, advising clients on risk management and restructuring strategies.
Led workshops on strategic adaptations and portfolio management, equipping clients with actionable insights on credit quality.
Drafted core research documents, including credit opinions, sector comments, and new issue reports, in collaboration with lead analysts.
Contributed to research strategy through idea generation and initial drafting, ensuring adherence to research standards.
Engaged in investor briefings and issuer meetings, assisting with presentation preparation and fostering positive relationships with issuers by proactively addressing inquiries and understanding their business needs.

Senior Restructuring Associate

Shanghai

02.2016 - 10.2020

Developed frameworks for credit and restructuring analysis for capital markets, with strategic reports used by senior executives.
Undertook extensive research on economic forecasts and transaction structures to enhance credit risk assessment models.
Operated ratings and research systems while applying Moody’s processes, standards, and best practices in compliance with legal and policy requirements.
Guided the data processing team on task delegation, workload management, and provided constructive feedback on work quality.
Ensured adherence to risk management protocols, including cyber risk awareness, and maintained high work standards by completing mandatory training and minimizing errors.

Investment Research Analyst

Aalto Invest

11.2015 - 01.2016

Produced financial assessments for consumer durables, identifying investment opportunities that generated a 28% ROI.

Operations Analyst

Mitsubishi Financial Group

09.2014 - 10.2015

Created asset pricing models and analyzed cash flow, enhancing client portfolio accuracy and increasing productivity by 8%.
Collaborated with lead analysts to assign, monitor, and evaluate credit ratings, conducting comprehensive research and risk assessments across assigned credits and transactions.
Integrated credit inputs from internal and external sources to support accurate credit analysis and contributed to rating committee discussions.
Engaged with issuers and market participants, supporting Moody’s standards of ratings accuracy and market outreach, with experience focused on one rating group and potential cross-training in additional areas.