Daniel Ruto
Bellevue,WA
Summary
Detail-oriented finance professional with proven expertise in financial management, credit analysis, and customer service. Adept at streamlining financial operations, ensuring regulatory compliance, and maintaining accurate records to support sound decision-making. Skilled in developing effective financial strategies that enhance client satisfaction, improve operational efficiency, and drive organizational success. Demonstrated ability to manage competing priorities, deliver high-quality results under pressure, and build lasting client relationships that contribute to sustained growth and profitability.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Financial Service Coordinator
Alpha Supported Living Services
06.2022 - Current
- Developed and maintained a centralized database of financial records, ensuring smooth and accurate financial transactions.
- Streamlined financial processes, resulting in increased operational efficiency and enhanced accuracy in financial reporting.
- Prepared annual budgets, performed monthly account reconciliations, and conducted internal audits to ensure compliance and financial integrity.
- Built and nurtured strong professional relationships with clients, families, and service providers to ensure seamless service delivery.
- Oversaw training programs on client financial management to enhance team capacity and ensure consistent financial practices.
- Managed the renewal of client benefits and liaised with key stakeholders, including banks, Social Security Administration, and state agencies, to coordinate and maintain financial support services. financial files for clients, ensuring accuracy
- Prepare yearly budgets, perform monthly account reconciliations, and conduct audits
- Develop and maintain a database to streamline financial processes
- Build and maintain professional relationships with clients, families, and service providers
- Oversee training on client financial management
Cashier
Compass Group
02.2022 - 06.2022
- Ensured compliance with company service standards, inventory control procedures, and safety protocols to maintain a secure and efficient retail environment.
- Assisted customers with locating merchandise and making informed purchase decisions, delivering a positive and helpful shopping experience.
- Warmly greeted customers upon entry and responded promptly to questions and service needs, fostering a welcoming atmosphere.
- Operated point-of-sale systems and processed credit card transactions with high levels of accuracy and attention to detail.
- Actively engaged with customers to understand their needs and provide personalized assistance, contributing to overall customer satisfaction.
Assistant Loan Officer
Platinum Credit Limited
02.2020 - 02.2021
- Built and maintained strong client relationships by proactively addressing financial needs and inquiries with personalized solutions.
- Provided strategic feedback on new product opportunities and market trends to support business development and innovation.
- Reviewed and validated loan applications and closing documentation to ensure accuracy, compliance, and readiness for underwriting.
- Supervised a team of 7 junior loan officers, offering mentorship and quality control to uphold performance and service standards.
- Evaluated appraisal reports for accuracy and completeness prior to underwriting, improving loan quality and reducing errors.
- Delivered operational support to Loan Officers during peak periods, ensuring timely processing and preventing workflow bottlenecks.
- Gained extensive knowledge of loan products to guide clients toward the most appropriate financing options.
- Conducted comprehensive credit analyses to assess borrower risk and recommend sound lending decisions, minimizing institutional exposure
Growth Relationship Officer
ECLOF Kenya
01.2019 - 12.2019
- Implemented credit policies and procedures to ensure full compliance with institutional lending standards and regulatory requirements.
- Facilitated the formation and recruitment of group and SME clients, contributing to portfolio growth and financial inclusion.
- Managed outstanding loan and loan guarantee portfolios, consistently achieving key performance targets in loan recovery and portfolio quality.
- Retained and expanded a diverse portfolio of client relationships by delivering tailored, value-added financial solutions.
- Increased referral business by actively networking within the community and representing the bank at local events, strengthening the institution's market presence.
- Engaged with clients through multiple communication channels—including phone, email, and text—to address needs, set expectations, and provide financial guidance.
- Conducted in-depth financial analyses to assess client creditworthiness, identify risks, and provide data-driven recommendations to senior management.
Education
Master of Science - Finance
Seattle University
Seattle, WA06.2023
Bachelor of Science - Business Management (Accounting)
University of Eldoret
Eldoret, Kenya11.2018
Skills
- Financial Analysis & Forecasting: Skilled in conducting comprehensive financial analyses, budgeting, and forecasting to support strategic decision-making
- Credit & Risk Assessment: Proficient in evaluating creditworthiness and identifying financial risks, with expertise in applying risk mitigation strategies
- Regulatory Compliance: Strong knowledge of GAAP principles and regulatory standards, with proven experience ensuring organizational compliance
- Accounting Operations: Experienced in monthly bank reconciliations, managing accounts payable, and maintaining accurate financial records
- Customer & Stakeholder Engagement: Adept at building strong client relationships and managing customer interactions to enhance satisfaction and retention
- Data-Driven Business Analysis: Capable of leveraging data to generate insights that drive operational improvements and financial performance
Certification
Google Foundations of Project Management
Issued: February 2025
Timeline
Financial Service Coordinator
Alpha Supported Living Services
06.2022 - Current
Cashier
Compass Group
02.2022 - 06.2022
Assistant Loan Officer
Platinum Credit Limited
02.2020 - 02.2021
Growth Relationship Officer
ECLOF Kenya
01.2019 - 12.2019
Master of Science - Finance
Seattle University
Bachelor of Science - Business Management (Accounting)
University of Eldoret
Similar Profiles
Ruth HailuRuth Hailu
Direct Support Service at Alpha Supported Living ServicesDirect Support Service at Alpha Supported Living Services
Aimee Pacifique ByiringiroAimee Pacifique Byiringiro
Caregiver at Alpha Supported Living ServicesCaregiver at Alpha Supported Living Services
PEACE IBEPEACE IBE
Direct Support Professional at Alpha Supported Living ServicesDirect Support Professional at Alpha Supported Living Services