WILFRIDO FERMIN
Senior Private Banker
New Rochelle
Summary
Senior banking and relationship management professional with over a decade of experience advising affluent and high-net-worth clients across deposits, credit, liquidity, and fiduciary-adjacent banking solutions. Proven track record in new business origination, portfolio growth, and risk-controlled execution within highly regulated financial institutions. Recognized for consultative client engagement, cross-functional collaboration, and consistent performance above targets.
Overview
12
12
years of professional experience
5
5
Certifications
Work History
First Vice President, Senior Private Client Banker
JP Morgan Chase & Co.
New York
01.2022 - Current
- Serve as senior relationship manager for affluent and high-net-worth client portfolios, acting as the primary advisor across deposits, credit, liquidity, and coordinated wealth solutions.
- Originated and expanded complex client relationships through consultative discovery, referrals, and proactive business development, enhancing overall client engagement.
- Oversee client balance sheets, cash-flow needs, and liquidity strategies, recommending appropriate deposit, lending, and treasury solutions.
- Partner with Wealth Advisors, Trust & Estate specialists, Treasury Management, and Mortgage teams to deliver integrated client strategies.
- Conducted portfolio reviews to ensure credit quality, regulatory compliance, and risk alignment, safeguarding client interests.
- Support fiduciary-related banking needs including trust and estate account structures and beneficiary considerations.
- Led initiatives achieving 20% growth in new client acquisition while exceeding performance targets by over 15%.
Personal Banker
Citibank
Bronx
01.2022 - 12.2022
- Managed high-touch relationships with affluent clients, facilitating complex deposit and service solutions.
- Conducted client needs assessments, connecting clients with lending, investment, and specialty banking partners.
- Resolved escalated client issues, enhancing client satisfaction and retention.
- Ensured strict adherence to internal controls, regulatory standards, and risk management policies.
Secretary I
Montefiore Wellness Center at Port Morris
Bronx
01.2017 - 12.2021
- Delivered administrative and operational support in regulated healthcare environment, ensuring compliance and efficiency.
- Oversaw financial documentation, insurance verification, billing coordination, and recordkeeping to streamline processes.
- Coordinated across clinical and administrative teams to improve workflow efficiency and service delivery.
- Maintained accurate electronic records to facilitate audits and support management review.
Sales Consultant
Garden State Honda
Clifton
01.2016 - 12.2017
- Cultivated customer relationships through consultative sales and tailored needs assessments, enhancing client loyalty.
- Negotiated transaction terms and guided clients through financing and contractual processes.
- Partnered with finance teams to ensure transaction accuracy and elevate customer satisfaction.
- Guided new sales associates through onboarding and training, fostering team development.
Personal Banker
Wells Fargo
New Haven
01.2014 - 12.2016
- Conducted financial needs assessments, matching clients with suitable banking solutions to enhance satisfaction.
- Developed and managed client relationships for deposit accounts and consumer lending products, ensuring tailored solutions.
- Ensured compliance with regulatory standards and internal risk controls, safeguarding client interests and institutional integrity.
Education
Master of Business Administration -
Southern New Hampshire University
05.2026
Bachelor of Arts - Social Work
Herbert H. Lehman College
Bronx, NY05.2022
Skills
- Client Relationship Management
- Wealth Management
- Credit & Lending Solutions
- Portfolio Management
- Deposit & Cash Management
- Cash-flow analysis
- Risk Management
- Regulatory compliance
- Business development
- Revenue growth
- Cross-Functional Collaboration
- Trust banking support
Languages
Spanish, Fluent
Personal Information
Title: FIRST VICE PRESIDENT | SENIOR PRIVATE BANKER
Honors Achievements
- Alpha Sigma Lambda - National Honor Society for Adult Learners
- The National Society of Leadership and Success (NSLS)
- Dean's List
Languages
Spanish
Native/ Bilingual
Certification
Series 6
Timeline
First Vice President, Senior Private Client Banker
JP Morgan Chase & Co.
01.2022 - Current
Personal Banker
Citibank
01.2022 - 12.2022
Secretary I
Montefiore Wellness Center at Port Morris
01.2017 - 12.2021
Sales Consultant
Garden State Honda
01.2016 - 12.2017
Personal Banker
Wells Fargo
01.2014 - 12.2016
Master of Business Administration -
Southern New Hampshire University
Bachelor of Arts - Social Work
Herbert H. Lehman College