William Christensen
West Islip,NY
Summary
Seasoned Business Expert offering 20 years of Merchant payment industry success. Expert on business and system requirements. Introducing policies. Accomplished at leveraging past lessons to inform future decision-making.
Overview
20
20
years of professional experience
Work History
EVP- Credit & Risk Operations
Bluesnap, Inc
05.2024 - Current
- Manage Underwriting teams globally through payment orchestration platform that offers Merchant Acquiring, APM's
- Coordinate with Sponsoring Banks on policies and procedures, compliance expectations
- Established Policy
- Manage operation level functions which include transaction monitoring (fraud/AML), chargebacks, compliance, onboarding
- Work closely with partners and sales agents on potential revenue, while managing escalations
- Improved existing processes and procedures to maintain compliance with regulators
SVP- Global Credit Risk
Paysafe Group
05.2021 - 05.2024
- Manage Underwriting teams globally for products such as Merchant Acquiring, Digital Wallet, E-cash/APMs
- Coordinate with Sponsoring Banks on policies and procedures, compliance expectations
- Create Auto approval initiatives to increase performance, and develop systems to automate processes
- Established Policy
- Work closely with partners and independent sales agents on potential revenue, while managing escalations that may
- Manage operation level functions which include transaction monitoring (fraud/AML), chargebacks, collections, RFI’s
SVP-Credit and Risk Management
Priority Payment Systems/Cynergy Data
05.2011 - 05.2021
- Manage Underwriting, Risk, and Chargeback departments
- Controlled loss by assessing risk, conducting system analysis and creating policy solutions.
- Coordinate with Sponsoring Banks on policies and procedures, compliance expectations
- Established Auto approval initiatives to improve performance, and develop systems to automate processes
- Created Risk systems that apply rules based on files from back end processors and produced risk scoring factors
- Work closely with partners and independent sales agents on potential revenue, while managing escalations that may arise
Risk Manager
First Data
09.2005 - 05.2011
- Reviewed merchant portfolios and transactions to evaluate fraud, chargeback and compliance risks.
- Developed, deployed and enhanced procedures to reduce exposure to fraud.
- Managed multiple teams based on Sponsor portfolios
- Managed Risk queues and determine which accounts would require further investigation
Education
Bachelor of Science - Business Management
Hofstra University
Hempstead, NY05.2003
Skills
- Analytical Thinking
- Client Relationships
- Managing Risk
- Issue Resolution
- Underwriting supervision
- Global client management
Timeline
EVP- Credit & Risk Operations
Bluesnap, Inc
05.2024 - Current
SVP- Global Credit Risk
Paysafe Group
05.2021 - 05.2024
SVP-Credit and Risk Management
Priority Payment Systems/Cynergy Data
05.2011 - 05.2021
Risk Manager
First Data
09.2005 - 05.2011
Bachelor of Science - Business Management
Hofstra University