Hi, I’m
Xzavia Bennett
Birmingham,AL
Summary
Analytical professional with a strong background in financial modeling and risk management. Skilled in providing financial consultations and solutions for businesses of all sizes. Astute candidate develops new strategies and processes to optimize financial operations.
Overview
5
years of professional experience
Work History
Regions Financial Corp.
SBA Credit Servicing Underwriter
03.2023 - Current
Job overview
- Created financial strategies to optimize portfolio performance and reduce risk.
- Orchestrated client-centered financial packages, factoring in current market trends.
- Presented oral and written reports on general economic trends, individual corporations and entire industries.
- Participated in client meetings to discuss financial analysis and investment strategies.
- Developed financial models to assess potential investments and identify potential risks.
TLC Commerce Group LLC
E-Commerce Executive
06.2018 - Current
Job overview
- Researched and identified new suppliers and vendors.
- Cultivated relationships with wholesalers and distributors to increase inventory availability.
- Communicated with suppliers to negotiate best pricing on apparel and accessories.
- Monitored online customer feedback regarding services and products to identify points for improvement.
- Created and maintained corporate website content with accurate prices, products and contact information.
Regions Financial Corp.
SBA Credit Products Analyst
06.2021 - 03.2023
Job overview
- Gathered loan documentation for underwriting.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Regions Financial Corp.
Credit Products Analyst Intern
06.2020 - 08.2020
Job overview
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
Education
University of Alabama Birminghm, Birmingham, AL
Bachelor of Science from Business Information Systems
05.2021
Skills
- Strategic Risk Management
- Client Financial Status Assessment
- Review Processes
- Income Statements
- Vendor Contracts
- Debt Ratios
- Financial Modeling
- Credit Application Review
- Credit Decisions
- Business Deal Underwriting
Timeline
SBA Credit Servicing Underwriter
Regions Financial Corp.
03.2023 - Current
SBA Credit Products Analyst
Regions Financial Corp.
06.2021 - 03.2023
Credit Products Analyst Intern
Regions Financial Corp.
06.2020 - 08.2020
E-Commerce Executive
TLC Commerce Group LLC
06.2018 - Current
University of Alabama Birminghm
Bachelor of Science from Business Information Systems
Similar Profiles
Sravan BodanaSravan Bodana
Software Engineer Team Lead at Regions Financial Corp.Software Engineer Team Lead at Regions Financial Corp.
RYAN SAULRYAN SAUL
MANAGING PRINCIPAL, OFFICER at MWA Financial ServicesMANAGING PRINCIPAL, OFFICER at MWA Financial Services
SAIPRIYA MORAVANENISAIPRIYA MORAVANENI
Senior Data Analyst at Regions Financial CorporationSenior Data Analyst at Regions Financial Corporation