Yvonda Lester
Desoto,TX
Summary
Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes.
Overview
11
11
years of professional experience
Work History
Substitute Teacher
TW BROWNE MIDDLE SCHOOL
Dallas, TX
08.2023 - Current
- Documented student progress with comprehensive notes for classroom teachers.
- Integrated real-world examples to make learning relevant and engaging.
- Encouraged positive behavior among students through effective communication techniques.
- Ensured that each student had access to appropriate materials and resources.
- Utilized various teaching methods such as lectures, discussions, audio-visual presentations.
Mortgage Loan Closer/Funder
HomeTown Lenders
Huntsville, TX
02.2021 - 05.2023
- Organized files according to company standards and maintained electronic records.
- Calculated mortgage payments, interest rates, taxes, insurance amounts.
- Prepared closing statements, secured signatures on documents, and reviewed all loan conditions with customers.
- Coordinated with title companies to ensure timely delivery of documents to settlement agents.
- Conducted property appraisals to ascertain loan-to-value ratios.
Mortgage Loan Closer/Funder
PennyMac Home Loan Service
Plano, TX
08.2017 - 12.2021
- Coordinated with title companies to ensure timely delivery of documents to settlement agents.
- Scheduled closing meeting after gathering and preparing loan package documentation.
- Processed payoffs from other lenders as well as escrow accounts at time of closing.
- Reviewed final closing disclosure statement for accuracy prior to closing day.
- Executed ACH wire transfers for loan funding.
QC Analyst
Disys
Irving, TX
05.2016 - 08.2017
- Audited modification loans in compliance with Bank and National Service standards.
- Reviewed loan modification decisions to ensure completeness and accuracy.
- Calculated income using pay stubs, P&L statements, benefit income, and tax returns.
- Ensured all files contained necessary documentation to mitigate company risk.
- Maintained up-to-date knowledge of procedural updates to enhance operational efficiency.
Compliance Analyst
Treliant Risk Advisors
Richardson, TX
12.2014 - 05.2016
- Identified and remediated compliance vulnerabilities to mitigate risks effectively.
- Assessed compliance program and recommended revisions to enhance effectiveness.
- Conducted periodic compliance audits to ensure adherence to regulations.
- Responded promptly to allegations of discrimination or harassment to maintain a safe environment.
- Reviewed compliance procedures and policies, proposing necessary updates for improvement.
Education
High School -
Marshall High School
Marshall, TX05.1991
Skills
- Analytical skills
- Activity planning
- Group and individual instruction
- Title document preparation
- Loan closing documentation
- Document review
- Quality control
- Property appraisals
- Funding disbursement understanding
- Encompass,Mortgage Serv,Lamp, Salesforce
Accomplishments
Top Producer Awards
Employee of the Month/Year
Client Service Excellence Awards
Timeline
Substitute Teacher
TW BROWNE MIDDLE SCHOOL
08.2023 - Current
Mortgage Loan Closer/Funder
HomeTown Lenders
02.2021 - 05.2023
Mortgage Loan Closer/Funder
PennyMac Home Loan Service
08.2017 - 12.2021
QC Analyst
Disys
05.2016 - 08.2017
Compliance Analyst
Treliant Risk Advisors
12.2014 - 05.2016
High School -
Marshall High School
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