ZACH LEVINE
Denver,CO
Summary
Dedicated financial professional with experience in wealth management, portfolio management and commercial private banking. Passionate about delivering tailored financial solutions to high-net-worth clients, leveraging expertise in risk assessment, credit analysis, and investment strategies. Strong communicator adept at building lasting relationships and collaborating with cross-functional teams to achieve client goals. Committed to driving financial growth, optimizing portfolios, and providing exceptional service in the ever-evolving landscape of finance.
Overview
5
5
years of professional experience
Work History
Credit Analyst II - Private Banking
Vectra Bank Colorado
05.2022 - Current
- Underwrote over $300 Million in consumer and commercial loans, enhanced credit risk assessment by conducting thorough personal and business financial statement analysis and cash flow projections.
- Utilized working models to manually risk grade and determine appropriate loan structures, ensuring alignment with bank policies and regulatory requirements.
- Provided valuable insights on industry trends and economic indicators, contributing to well-informed lending strategy.
- Managed and monitored private banking covenant portfolios, overseeing 500 reporting and tested covenants to ensure compliance and mitigate risks.
Credit Foundations Program Graduate
Zions Bancorp
01.2023 - 05.2023
- Selected to partake in Zion Bancorporation's 17 week intensive credit training program.
- In person classroom training on commercial underwriting, financial accounting, advanced cash flow analysis, commercial real estate analysis, industry research navigation and risk management assessment.
- Worked closely with other credit analysts, instructors and C-Suite executives.
- 1st place in final group case study tasked with presenting a $2.5 million dollar commercial transaction solution to Executive Credit Committee.
Summer Intern - Muncipal Credit Analyst/Portfolio Analyst
Key Equipment Finance
04.2019 - 08.2019
- Worked closely with the municipal-credit/portfolio-management team tasked with analyzing state and local government financial statements, solar energy investment research and credit-risk rating analysis.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
Education
Bachelor of Science - Business Administration, Finance/Accounting, Investment Banking, Investment Management
University of Colorado Boulder - Leeds School of Business
Boulder, CO08.2020
Skills
- Excellent interpersonal written and verbal communication skills
- Experience using Moody's Credit and Bukers Tax Analysis Software
- Microsoft Excel proficiency
- Portfolio Management
- Credit analysis
- Debt structuring
- Personal and Business Cash Flow Analysis
- Detailed Oriented
- Problem Solver
- Self Starter
- Detail Oriented
Hobbies and Interests
- Hockey
- Golf
- Traveling
- Fishing
Timeline
Credit Foundations Program Graduate
Zions Bancorp
01.2023 - 05.2023
Credit Analyst II - Private Banking
Vectra Bank Colorado
05.2022 - Current
Summer Intern - Muncipal Credit Analyst/Portfolio Analyst
Key Equipment Finance
04.2019 - 08.2019
Bachelor of Science - Business Administration, Finance/Accounting, Investment Banking, Investment Management
University of Colorado Boulder - Leeds School of Business
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