Zyannah McDaniels
Philadelphia,PA
Summary
Accomplished Commercial and Marine Underwriter with a proven record of managing complex property and marine portfolios. Expert in evaluating risk, structuring policies, processing endorsements, and supporting claims while ensuring compliance with regulatory standards. Known for building and maintaining strong client relationships, delivering accurate and timely underwriting solutions, and driving portfolio growth through strategic decision-making and proactive risk mitigation.
Overview
7
7
years of professional experience
Work History
Commercial Associate Underwriter
Chubb
Philadelphia, PA
09.2022 - Current
- Managed a property and inland marine book totaling $698M in TIV, handling renewals, SOV reviews, and policy issuance.
- Conducted initial cargo risk assessments including type, route, Incoterms, theft/political risk, packaging, and method of transit.
- Performed client due diligence, including background checks, sanctions screening, and loss history analysis.
- Structured coverage including ICC A/B/C clauses, annual/open cover policies, and special endorsements.
- Applied internal rating tools to price policies accurately, adjusting for cargo type, route, value, and risk factors.
- Ensured timely policy issuance, including accurate voyage details, valuation, and terms, maintaining compliance with internal and regulatory requirements.
- Managed policy endorsements, including adding locations, coverage adjustments, transportation coverage, warehouse coverage, and fine arts valuation, documenting additional premiums.
- Supported claims by confirming coverage, reviewing documentation (BOLs, invoices, photos, surveys), and advising clients and brokers.
- Engaged directly with clients and brokers to provide coverage information, maintain relationships, and proactively address questions or concerns.
- Monitored red flags, including high-theft zones, unusual terms, and used vehicles, escalating issues outside underwriting authority.
Associate Banker
JP Morgan Chase
Philadelphia
01.2019 - 09.2022
- Maintained and grew a portfolio of business clients, ensuring proactive engagement and relationship management.
- Collaborated with credit, risk, and operations teams to provide accurate and timely financial guidance.
- Delivered tailored solutions for clients’ lending and banking needs, including term loans, lines of credit, and commercial real estate financing.
- Provided ongoing consultation and updates to clients, reinforcing business relationships and maximizing client retention.
- Forecasted revenue projections and supported site forecast processes for effective business planning.
Education
Associate - Business Administration & Finance
Peirce College
Philadelphia, PA 01.2018 - 01/2020
Dance MBA Apprenticeship -
University of Arts
Dance - Dance
String Theory Schools
Philadelphia, PA 09.2014 - 06/2017
Skills
- Commercial & Marine Underwriting
- Risk Assessment & Pricing Strategy
- Policy Structuring
- Claims Review & Compliance Support
- Client Relationship Management
- Regulatory & Sanctions Screening (OFAC, EU, AML)
- Portfolio Management & Retention Strategies
- Strategic Business Development & Communication
- Risk analysis
- Financial forecasting
- Compliance adherence
- Customer relationship management
- Client due diligence
Timeline
Commercial Associate Underwriter
Chubb
09.2022 - Current
Associate Banker
JP Morgan Chase
01.2019 - 09.2022
Associate - Business Administration & Finance
Peirce College
01.2018 - 01/2020
Dance - Dance
String Theory Schools
09.2014 - 06/2017
Dance MBA Apprenticeship -
University of Arts