Holly Braun
Litchville, ND 58461,ND
Summary
Accomplished professional with a proven track record. Expert in crafting personalized insurance solutions and analyzing financial data to support loan approvals. Skilled in Microsoft Office and known for exceptional problem-solving abilities and strong communication and leadership skills. Pursuing new professional challenges and career advancement.
Overview
22
22
years of professional experience
Work History
Insurance Agent
Agri Valley Insurance, Inc
05.2015 - Current
- Developed and maintained client relationships to provide personalized insurance solutions tailored to individual needs
- Conducted thorough analysis to recommend appropriate coverage options and insurance products to clients
- Worked with underwriters and insurance carriers to negotiate policy terms, premiums, and coverage limits
- Ensured compliance with industry regulations and guidelines by keeping abreast of changes and updating clients accordingly
- Sought out new clients and developed client relationships through networking, direct referrals, lead databases, and cold calling.
Credit Analyst
Choice Financial
01.2013 - 05.2015
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Gathered loan documentation for underwriting.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Participated in loan committee meetings to provide input on lending processes.
Loan Assistant/Consumer Loan Officer/Head Customer Service Representative
Great Plains National Bank
03.2005 - 01.2013
- Processed loan applications, reviewed credit reports, and assessed financial documents to determine eligibility for loans
- Managed a team of customer service representatives, providing training, guidance, and support to ensure a high level of service delivery
- Originated, reviewed, processed, closed, and administered consumer loan proposals.
- Resolved complex customer inquiries and complaints in a professional and timely manner, consistently exceeding service expectations
- Conducted regular audits of loan files to ensure compliance with regulatory requirements and internal policies
Loan Assistant
First State Bank of North Dakota
11.2002 - 03.2005
- Monitored key dates to obtain information by deadlines.
- Communicated with customers daily to request information and complete paperwork.
- Managed transfer of files for loan officer approval, mortgage loan handling, and closing process, resulting in speedier workflows.
- Ordered information such as credit reports, environmental assessments, and property appraisals.
Education
Associates Degree - Banking and Finance
North Dakota State School of Sciende
Wahpeton, ND12-1999
Criminal Justice
Bismarck State College
Bismarck, ND05-1998
Skills
- Strong verbal and written communication
- Teamwork
- Leadership
- Data Analysis
- Client assessment
- Problem Solving
- Organization
- Cash flow analysis
- Sales
Additional Information
- Licensed to sell Life, Health, property, casualty, MPCI and hail insurance
- attended Ag Lending School
- completed Uniform Standards of Professional Appraisal practice training, worked with licensed real estate appraiser for eleven years
Timeline
Insurance Agent
Agri Valley Insurance, Inc
05.2015 - Current
Credit Analyst
Choice Financial
01.2013 - 05.2015
Loan Assistant/Consumer Loan Officer/Head Customer Service Representative
Great Plains National Bank
03.2005 - 01.2013
Loan Assistant
First State Bank of North Dakota
11.2002 - 03.2005
Associates Degree - Banking and Finance
North Dakota State School of Sciende
Criminal Justice
Bismarck State College
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