Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

ADA Coker

Atlanta,GA

Summary

Resourceful Mortgage Specialist eager to apply financial and quality proficiencies. A helpful and cooperative individual with over seventeen years of experience in helping homebuyers compare mortgages. Adept at conferring with customers to resolve default issues and recommending, developing and implementing changes to existing and proposed mortgage programs. Proficient in computers, quality review and analyst with financial competency.

Overview

19
19
years of professional experience
1
1
Certification

Work History

James Ballentine VFW

Security Shift Lead
06.2022 - Current
  • Oversaw contract security staff, maintaining a high standard of professionalism and work quality.
  • Reduced response time to incidents by implementing an effective shift schedule and resource allocation.
  • Evaluated alarm systems regularly, ensuring optimal functionality at all times.
  • Trained new security personnel, resulting in better performance on the job.
  • Maintained a safe environment for staff and visitors through diligent monitoring of surveillance systems.
  • Remained calm, assertive, and mindful to think critically and problem solve during stressful situations.
  • Creating employee schedule based upon the need and safety of our customers.
  • Mediated conflicts between employees or customers professionally, deescalating tense situations without resorting to force whenever possible.

Target Self Assurance Monitoring Review Project

Wells Fargo Home Mortgage
04.2022 - 01.2024

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  • Managed risk efficiently through careful identification, tracking, and mitigation efforts throughout each project lifecycle.
  • Recorded, analyzed, and distributed statistical information.
  • Spearheaded efforts to attain relevant certifications for the QA department, showcasing the team commitment to maintaining high-quality standards.
  • Evaluated existing tools and technologies used within the department, recommending updates or replacements as needed to maintain a competitive edge in the industry continually.
  • Identified trends amongst quality review and provided feedback to according to line of business.
  • Researching consents, fee's, short calls, UDAAP (Unfair, Deceptive, Abusive Acts or Practices), SCRA (Servicemembers Civil Relief Act) and recurring withdrawals.

Quality Assurance Administrator

Wells Fargo Home Mortgage
05.2016 - 01.2024
  • Collaborated with six cross-functional teams to ensure consistent quality standards throughout the entire development lifecycle.
  • Maintained a strong understanding of client specifications and requirements, enabling accurate assessment of product performance against established criteria.
  • Played an integral role in successful audits by maintaining detailed records of over 300 to 400 high volume Quality Assurance activities monthly that demonstrate compliance with industry regulations and standards.
  • Mentored five junior level QA staff, fostering professional growth while increasing overall team productivity and effectiveness.
  • Performed risk assessments on over thirty potential project issues, allowing early identification and mitigation strategies that resulted in minimization of disruptions or delays.
  • Applied coaching techniques and tools to support managers and team members in improving performance.
  • Maintained adhered to regulatory, federal and compliance laws such as the Fair and Responsible Lending Act, Reg E and Reg Z.

Loan Servicing Specialist III

Wells Fargo Home Mortgage
10.2014 - 05.2016
  • Managed relationships with external partners including credit bureaus, appraisers, and title companies for streamlined operations.
  • Analyzed financial statements for risk assessment during underwriting settlements, title review and attorney correspondence, contributing to higher quality loan portfolio growth.
  • Reviewed and validated details of loan applications and closing documentation.
  • Improved loan processing efficiency by streamlining documentation and workflow procedures.
  • Assisted with reviewing over 30-40 daily emails from Settlement Agents, Title Companies and Attorney’s on request for title, settlement and start of litigation process.
  • Communicated with internal and external parties via telephone, email, fax or mail correspondence.
  • Conducting bi-weekly vendor report and distribution to management and cross section departments as needed.

Loan Servicing Specialist III

Wells Fargo Home Mortgate
07.2012 - 09.2014
  • Analyzed financial statements for risk qassessment during retention, repayment and foreclosure process.covery results of over 100 deliq.
  • Analyzed financial statements for risk assessment during retention, repayment and foreclosure process.
  • Lead on special projects collaborating with high risk accounts, foreclose and assignment research, verifying county fee's, charting and excel distribution.
  • Lead during Home Preservation Deployment workshops.
  • Lead on project C.O.M (customer ownership module) which helped homeowners become current
  • Single point of contact for the overflow team and home preservation team.

HUD Fee Reviewer

Wells Fargo Home Mortgage
03.2014 - 07.2014
  • Distributing, maintaining and re-organizing work priority to team members according to work flow and process.
  • Communicating daily overall goals, project needs, and pipeline fills as needed.
  • Reforming with procedure committee new and effective ways to approach review, while maintain goals and quality reviews.
  • Contributed to the development of a knowledge base for common issues encountered during reviews, streamlining future problem-solving efforts.
  • Sustained high levels of productivity under tight deadlines by efficiently using available resources.
  • Maintained strict confidentiality with sensitive client information, adhering to industry standards and company policies.
  • Communicated and responded to correspondence from title companies, attorneys and counties regarding fee's, assignments and processes.
  • Identified process gaps and areas of improvement, developed review and processing strategies for enhance line of businesses.

Loan Service Specialist III

Wells Fargo Home Mortgage
07.2006 - 09.2012
  • Provided expert guidance to borrowers on available loan products and assisted them in selecting the most appropriate options for their financial goals.
  • Identified potential risks within loan portfolios by conducting thorough analyses of borrower financial situations and market trends.
  • Single Point of Contact for the overflow team and Home Preservation Project for deployment assignments.
  • Lead on the Customer Ownership Module which lead to over 200 customers in delinquency establishing a resolution.
  • Lead on the Home Preservation deployment assignment.
  • Daily analyzing of financial records for repayment options.
  • Conducting nightly audits of collections accounts for accuracy, areas of improvement and development strategy for successful management.
  • Responded to over forty daily emails of foreclosure proceeding
  • Created and implemented first point of contact for high risk escalation calls that lead to a overall department decline in complaint rates.

Education

Associate of Science - Medical Assistant

Minnesota School of Business
Minneapolis, MN
05-2006

Skills

  • Microsoft Software Proficiency
  • CIV, LIS, LIV
  • LPS MSP, QTT
  • Arrow Loan, DQ & Lira certified
  • HRT (HUD Review Tool)
  • Netro and Ersnt
  • Nice 41v7 and Nexidia

Certification

  • Certified Training and Development Manager (CTDM) - Management and Strategy Institute.
  • Certified ScrumMaster (CSM) - Scrum Alliance.

Timeline

James Ballentine VFW

Security Shift Lead
06.2022 - Current

Target Self Assurance Monitoring Review Project

Wells Fargo Home Mortgage
04.2022 - 01.2024

Quality Assurance Administrator

Wells Fargo Home Mortgage
05.2016 - 01.2024

Loan Servicing Specialist III

Wells Fargo Home Mortgage
10.2014 - 05.2016

HUD Fee Reviewer

Wells Fargo Home Mortgage
03.2014 - 07.2014

Loan Servicing Specialist III

Wells Fargo Home Mortgate
07.2012 - 09.2014

Loan Service Specialist III

Wells Fargo Home Mortgage
07.2006 - 09.2012

Associate of Science - Medical Assistant

Minnesota School of Business
ADA Coker