I think I will be great asset to the company because have dedicated customer service professional experience with extensive banking experience and call center experience within the workplace. Proven ability to handle disputes and provide exceptional support, consistently exceeding metrics and maintaining high customer satisfaction.
Overview
18
18
years of professional experience
Work History
Billing Dispute Associate
Capital One
Chicago, IL
06.2025 - Current
Provide great quality customer service experience to credit card customers with account inquiries and billing questions.
Exceedingly met metrics requirements.
Passed call audits and customer surveys.
Change addresses, phone numbers and email addresses.
Filed disputes for customers.
Filed payments and balance transfers disputes.
Mailed statements to customers.
Waived late fees and interest fees at eligibility for customers.
Enrolled customers in quarterly cash back bonuses.
Redeemed cash back bonuses for customers.
Enrolled customers in quarterly cash back bonus rewards programs.
Redeemed cash back bonuses for customers.
Customer Service Representative Account Specialist
Discover
Chicago, IL
11.2024 - Current
Provided quality customer service experience to customers regarding their billing questions.
Exceedingly met metrics requirements and passed call audits.
Change addresses, phone numbers and email addresses.
Submit credit card payments for customers.
Updated changes names on accounts married, divorce or change name legally.
Waived late fees and interest fees to clients eligibility.
Increase line of credit to customers eligibility on clients credit cards.
Mailed statements to customers.
Redeemed cash back bonuses for customers.
Enrolled customers in quarterly cash back bonus rewards program.
Promoted to billing dispute department.
Inbound Call Center Representative Personal Banker
Wintrust Bank
Chicago, IL
08.2019 - 11.2024
Assisted retail and business financial bank accounts inquiries.
Exceedingly met metrics requirements and pass call audits.
Assisted with online banking and reset passwords.
Order retail and business checks for customers.
Submit loan payments and loan advances for customers.
Opt customers out of mailing solicitations.
Sent replacements cards to customers.
Increase limits on debit cards to customers eligibility.
Waived fees to customers to eligibility.
Mailed copies of checks and statements to customers.
Change addresses and phone numbers on customer accounts.
Promoted to dispute team.
Filed non fraud and fraud disputes customers.
Filed atm and ach disputes for customers.
Customer Service Representative/Sales
Gallagher
Chicago, IL
03.2019 - 08.2019
Assisted customers with their dental plans.
Promoted sales products to clients.
Passed metrics and call audits.
Monthly bonuses if eligible if met metrics.
Restaurant Specialist
GrubHub
Chicago, IL
10.2018 - 03.2019
Assisted restaurant owners with their business inquiries.
Answered questions for restaurant owners payroll inquiries.
Send email to restaurant owners account managers to contact about their restaurant accounts.
Customer Service Representative
Harris and Harris DTE Energy
Chicago, IL
08.2017 - 10.2018
Assisted customer with energy light bills with billing inquiries.
Submit payments for customers.
Enrolled customers in payment plans.
Referred customers to agencies to assist with paying light bills.
Met metrics requirements and passed call audits.
Customer Service Representative/Personal Banker
Illinois Service Federal Bank
Chicago, IL
04.2008 - 06.2018
Assisted retail and business with their financial banking inquiries.
Exceedingly met metrics requirements and passed call audits.
Change addresses, emails and phone numbers on accounts.
Assist customers with online banking and password resets.
Order retail and business checks for customers.
Mailed copies of checks and mailed statements.
Opt out customers out of mail solicitations.
Submit loan payments and loan advances for clients.
Promoted to dispute team.
Filed non fraud and fraud disputes for clients.
Filed ach and atm disputes for customers.
Education
No Degree - Accounting
Illinois State University
Normal, IL
High School Diploma -
Paul L Dunbar High School
Chicago, IL
06-1986
Skills
Customer service
Time management
Attention to detail
Banking Experience
Call Center Experience
Computer Proficiency
Timeline
Billing Dispute Associate
Capital One
06.2025 - Current
Customer Service Representative Account Specialist
Discover
11.2024 - Current
Inbound Call Center Representative Personal Banker
<ul><li>Resolved complex post-cruise billing disputes involving missed services, onboard charges, and fare inconsistencies—often coordinating with payment processors and internal teams.</li><li>Handled credit card chargebacks by collecting transaction records, compiling evidence, and submitting documentation to support dispute reversals.</li><li>Tracked dispute outcomes, updated CRM systems, and ensured timely reimbursements, credits, and adjustments.</li><li>Served as SME for GEM (Guest Experience Management) system, training peers in escalation handling and dispute logging.</li><li>Maintained detailed notes and financial records for compliance, arbitration, and guest communication.</li><li>De-escalated high-level customer concerns through strategic communication and timely, fair resolutions.</li><li>Participated in process reviews to recommend improvements in the chargeback lifecycle and post-service handling.</li></ul> at Costa Cruise Lines<ul><li>Resolved complex post-cruise billing disputes involving missed services, onboard charges, and fare inconsistencies—often coordinating with payment processors and internal teams.</li><li>Handled credit card chargebacks by collecting transaction records, compiling evidence, and submitting documentation to support dispute reversals.</li><li>Tracked dispute outcomes, updated CRM systems, and ensured timely reimbursements, credits, and adjustments.</li><li>Served as SME for GEM (Guest Experience Management) system, training peers in escalation handling and dispute logging.</li><li>Maintained detailed notes and financial records for compliance, arbitration, and guest communication.</li><li>De-escalated high-level customer concerns through strategic communication and timely, fair resolutions.</li><li>Participated in process reviews to recommend improvements in the chargeback lifecycle and post-service handling.</li></ul> at Costa Cruise Lines