AIDA HADZIBEGOVIC
Shawnee,KS
Summary
Underwriting professional with 7 years of experience in commercial and residential insurance risk analysis and business funding underwriting, supporting end-to-end risk evaluation, credit decisioning, and portfolio risk management across diverse client portfolios.
Overview
8
8
years of professional experience
Work History
Underwriter
Plex Capital
02.2022 - Current
- Business underwriting, credit analysis, and risk assessment
- UCC filings and lien placement for secured business funding
- Financial statement and tax return analysis for lending decisions
- Loan Structuring
Senior Underwriter
Marsh & McLennan Companies, Inc.
01.2021 - 02.2022
- Underwrite residential and commercial flood insurance policies in accordance with NFIP guidelines and carrier risk appetite
- Conduct flood zone analysis using FEMA FIRMs and geospatial catastrophe modeling tools to evaluate exposure and pricing adequacy
- Assess property-level risk factors including elevation, construction type, and loss history to determine insurability and pricing
- Manage portfolio aggregation risk across high-exposure flood regions to support catastrophe management strategies
- Collaborate with brokers to structure coverage solutions for complex flood risk accounts
Underwriter
Marsh & McLennan Companies, Inc.
09.2019 - 01.2021
- Assisted in underwriting flood insurance policies under NFIP guidelines and carrier standards
- Evaluated property flood risk using FEMA flood maps, elevation data, and location-based exposure
- Reviewed construction type, prior loss history, and eligibility criteria to support underwriting decisions
- Processed policy applications, endorsements, and renewals with accuracy and compliance
- Supported senior underwriters in assessing risk and issuing flood insurance policies
JR Underwriter
Marsh & McLennan Companies, Inc.
12.2018 - 09.2019
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Fields and answers all incoming underwriting questions with regard to conditions and/or specific file issues to ensure immediate resolution
- Maintains a professional image and adheres to standards consistent with company policies and procedures.
Customer Service Representative
Marsh & McLennan Companies, Inc.
02.2018 - 12.2018
- Delivered personalized customer service relating to questions and promptly resolved basic problems on customer accounts
- Provided account information to customers and explained bill service policies and customer rights
- Investigated and researched issues to determine root causes and appropriate resolution methods
Skills
- Insurance Underwriting (Flood, Property & Catastrophe Risk)
- Business Funding & Credit Underwriting (Commercial Risk Evaluation)
- Portfolio Risk Management & Exposure Concentration Analysis
- Financial & Credit Application Review
- Collateral & Asset-Based Risk Evaluation
- Policy Structuring, Pricing Support & Coverage Evaluation
Languages
Croatian
Native or Bilingual
Timeline
Underwriter
Plex Capital
02.2022 - Current
Senior Underwriter
Marsh & McLennan Companies, Inc.
01.2021 - 02.2022
Underwriter
Marsh & McLennan Companies, Inc.
09.2019 - 01.2021
JR Underwriter
Marsh & McLennan Companies, Inc.
12.2018 - 09.2019
Customer Service Representative
Marsh & McLennan Companies, Inc.
02.2018 - 12.2018