Committed Loan Officer capable of the efficient and accurate management and processing of mortgage loans. Skilled in the development and implementation of loan plans, client loan assessment, and conducting credit analysis.
Overview
22
22
years of professional experience
1
1
Certification
Work History
Senior Mortgage Loan Officer
AMSW Lending
06.2020 - Current
Originate, review, process, close, and administer all customer loan applications for Bloomfield Homes
Track traffic reports and closing reports for each Community
Compile database of loan applicants credit histories, corporate financial statements and other financial information
Develop and maintain relationships with real estate agents, sales reps, builders, business partners, personal referrals and past clients for all Communities
Submit loan applications to the underwriter for verification and recommendations
Maintain strict confidentiality of bank records and client information
Monitor loans closely from origination to closing and inform all interested parties
Pre-qualify and Pre-approve loans, evaluate applications and review credit history to determine loan risk
Analyzed financial information such as income, debt, assets and credit reports to determine loan eligibility
Senior Mortgage Banker
CORE Team USA Mortgage / Formerly CORE Team Supreme Lending
02.2018 - 02.2020
Originate, review, process, close, and administer all customer loan applications for Altura Homes
Track traffic reports and closing reports for each Community
Compile database of loan applicants credit histories, corporate financial statements and other financial information
Develop and maintain relationships with real estate agents, sales reps, builders, business partners, personal referrals and past clients for all Communities
Submit loan applications to the underwriter for verification and recommendations
Maintain strict confidentiality of bank records and client information
Monitor loans closely from origination to closing and inform all interested parties
Pre-qualify and Pre-approve loans, evaluate applications and review credit history to determine loan risk
Analyzed financial information such as income, debt, assets and credit reports to determine loan eligibility
Senior Mortgage Loan Officer
FirstSouth Mortgage
Plano, TX
10.2002 - 02.2018
Originate, review, process, close and administer customer loan applications
Compile database of loan applicants credit histories, corporate financial statements and other financial information
Develop and maintain relationships with real estate agents, builders, business partners, personal referrals and past clients
Submit loan applications to the underwriter for verification and recommendations
Develop prospects for new loans by conducting 1000 cold calls weekly through Lending Tree
Maintain strict confidentiality of bank records and client information
Monitor loans closely from origination to closing and inform all interested parties
Pre-qualify and Pre-approve loans, evaluate applications and review credit history to determine loan risk
Responsible for training new Loan Officers on policies and procedures, loan guidelines and computer systems resulting in new employees being effective members of the department faster
Education
High School Diploma -
Bryan Adams High School
Dallas, TX
Skills
Ability to maintain and gain trust of clients and referral partners
Strong knowledge of guidelines for FHA, VA, USDA and Conventional
Ability to handle highly confidential personal and financial information in a sensitive manner
Detail-Oriented
Financial analysis aptitude
Team player
Excellent work ethic
Bilingual in Spanish
Certification
Fair Lending and Diversity
Gramm-Leach Bliley Act Privacy
Anti-Money Laundering
Red Flags Identity Theft
Licensing - NMLS ID
271703
Timeline
Senior Mortgage Loan Officer
AMSW Lending
06.2020 - Current
Senior Mortgage Banker
CORE Team USA Mortgage / Formerly CORE Team Supreme Lending
Loan Officer (NMLS#2027997) at Aloha Capital/Allied Lending/Planet Home LendingLoan Officer (NMLS#2027997) at Aloha Capital/Allied Lending/Planet Home Lending