Alfred Herrera
San Marcos,TX
Summary
Dynamic Loan Officer with extensive experience at Security State Bank & Trust, excelling in credit analysis and relationship management. Proven track record in expediting loan approvals and enhancing client satisfaction through expert financial advising. Skilled in documentation review and consumer lending, driving successful outcomes in a fast-paced environment.
Experienced with assessing loan applications and determining creditworthiness. Utilizes comprehensive financial knowledge to guide clients through loan process. Strong understanding of regulatory compliance and risk assessment.
Overview
8
8
years of professional experience
Work History
Loan Officer
Security State Bank & Trust
01.2025 - Current
- Evaluated loan applications to determine eligibility and risk factors.
- Assisted clients in understanding loan products and terms.
- Conducted thorough credit analysis to ensure compliance with lending guidelines.
- Collaborated with underwriting team to expedite approval processes.
Tax Auditor
Texas Workforce Comission
11.2023 - 01.2025
- Conducted thorough reviews of tax returns to ensure compliance with state regulations.
- Analyzed financial records to identify discrepancies and recommend corrective actions.
- Collaborated with taxpayers to clarify audit findings and resolve tax issues efficiently.
- Documented audit procedures and outcomes in detailed reports for management review.
Licensed Personal Banker
UFCU
07.2021 - 11.2023
- Facilitated client account openings and managed ongoing relationships to enhance customer satisfaction.
- Provided expert guidance on financial products, helping clients make informed decisions.
- Processed loan applications, ensuring accuracy and compliance with regulatory standards.
- Assisted in resolving customer inquiries and issues, improving overall service efficiency.
Relationship Manager
Bank of America
12.2017 - 07.2021
- Cultivated relationships with clients to enhance customer satisfaction and retention.
- Developed strategic account plans to align services with client needs and goals.
- Facilitated communication between clients and internal teams to streamline service delivery.
- Analyzed client feedback to identify opportunities for process improvements and service enhancements.
Education
Associate of Science - Business Administration
Austin Community College
Austin, TX05-2027
Skills
- Database management
- Relationship building and management
- Documentation review
- Sales expertise
- Financial advising
- Credit analysis
- Loan servicing
- Consumer lending
- Loan origination
- Commercial lending
Timeline
Loan Officer
Security State Bank & Trust
01.2025 - Current
Tax Auditor
Texas Workforce Comission
11.2023 - 01.2025
Licensed Personal Banker
UFCU
07.2021 - 11.2023
Relationship Manager
Bank of America
12.2017 - 07.2021
Associate of Science - Business Administration
Austin Community College