Driven Managing Loan Coordinator with track record in mortgage and home lending product sales. Demonstrating strong interpersonal skills and exceptional service throughout sales process.
Overview
5
5
years of post-secondary education
11
11
years of professional experience
Work History
Managing Loan Coordinator
Sky Apply Mortgage, Inc
Brandon, Florida
04.2012 - Current
Sky apply mortgage, inc.
Provides support to the Loan Officer and underwriting teams by ensuring a timely and accurate processing of mortgages.
Engages with clients on a daily basis, which includes the borrowers, realtors, title companies and lenders, while establishing a trusted relationship.
Exceeds monthly quota of loan closings.
Displays ability to work as a team player in a fast pasted work environment while handling multiples priorities and quickly learning new loan and mortgage procedures.
Processes challenging loan applications, such as, self-employed borrowers, first time home buyers and applicants with problematic credit history.
Reviews supporting documentation for completeness and consistency with the loan application while inputting missing or modified information in LOS.
Displays excellent verbal, written and intrapersonal communication skills.
Working knowledge of FNMA/FHMLC/FHA/VA/USDA loan products including AUS/DU/LP/GUS.
Possess exceptional attention to detail, as well as strong analytical and time management skills.
Reviews and verifies the borrower’s income, credit reports, employment history, appraisals and title information.
Reviewed and edited loan agreements to promote efficiency and accuracy.
Originated, reviewed, processed, closed and administered customer loan proposals.
Recommended loan approvals and denials based on customer loan application reviews.
Created reports on deteriorating trends and fiscal year-end losses.
Closely monitored performance of current portfolio of specialty loans and made changes to achieve performance targets.
Assisted senior-level credit officers with complex loan applications.
Advised clients on mortgage, education and personal loans.
Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Submitted loan applications to underwriter for verification and recommendations.
Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
Compiled closing packages for drafting and presentation accuracy.
Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Monitored pipelines to track and log status of loans.
Supervised loan personnel and motivated to maintain customer service and performance standards.
Explained very technical financial information to applicants in easy to understand language.
Observed all regulatory, compliance and security policies and procedures to keep data as safe as possible from breaches.
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Established plans and payoffs for customers' loans, prioritizing control of overall costs.
loan processor
Wells Fargo Home Mortgage
Minneapolis, MN
08.2010 - 01.2012
Wells fargo home mortgage.
Prepared documents for underwriting by verifying client income, credit reports and other information.
Processed loans within various departments to achieve timely, accurate and fair proceedings.
Fresher at Currently seeking first professional opportunity to apply educational background and skillsetFresher at Currently seeking first professional opportunity to apply educational background and skillset
FRESHER at Currently seeking my first professional opportunity to apply academic knowledge a real-world settingFRESHER at Currently seeking my first professional opportunity to apply academic knowledge a real-world setting