Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Allen Morwind Arul

Allen Morwind Arul

Cincinnati,OH

Summary

Detail-oriented and customer-focused professional with 6+ years of experience in banking, lending, real estate, and financial services. Proven expertise in loan processing, risk assessment, client relationship management, regulatory compliance, and sales support. Adept at managing loan documentation, facilitating customer interactions, and collaborating with financial institutions to drive mortgage approvals. Strong background in Microsoft Excel, customer service, and mortgage lending.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Assistant Manager โ€“ Operations Legal and Management

Housing Development Finance Corporation Limited (HDFC)
06.2019 - 10.2020

๐Ÿ“Œ Key Responsibilities:

  • Conducted legal scrutiny, due diligence, and title verifications of collateral properties for loan approvals.
  • Assisted in loan underwriting, customer interactions, and regulatory compliance.
  • Coordinated with real estate developers and financial institutions to facilitate loan processing.
  • Managed loan disbursement operations, ensuring smooth client servicing.
  • Provided administrative support to branch teams, aiding in document preparation and compliance.
  • Ensured adherence to banking and housing finance regulations, mitigating risk exposure.

๐Ÿ“Œ Key Achievements:

  • Assisted in loan approvals for mortgage-backed properties, enhancing risk mitigation strategies.
  • Contributed to a 15% increase in loan disbursements through process optimization.
  • Strengthened customer relationships, increasing customer retention by 20%.

Legal Officer โ€“ Chennai Division

Ashiana Housing Limited
02.2017 - 06.2019

๐Ÿ“Œ Key Responsibilities:

  • Provided legal advisory services for real estate transactions and mortgage loans.
  • Managed property title verifications and ensured compliance with lending laws.
  • Assisted in loan document preparation, property risk assessment, and contract drafting.
  • Liaised with banks and financial institutions to facilitate mortgage financing for homebuyers.
  • Provided sales support by handling mortgage-related queries from clients.

๐Ÿ“Œ Key Achievements:

  • Facilitated loan approvals and financial due diligence for over 200+ mortgage transactions.
  • Contributed to a 25% increase in loan closures by enhancing the due diligence process.
  • Improved compliance procedures, reducing legal risks associated with mortgage lending.

Legal Executive

Giri Trading Agency Private Limited
08.2015 - 09.2016

๐Ÿ“Œ Key Responsibilities:

  • Drafted loan contracts and vendor agreements ensuring compliance with banking regulations.
  • Managed loan-related legal proceedings, including cheque bounce cases.
  • Assisted in loan document renewals and risk assessments.
  • Provided administrative support to the legal and finance teams.

๐Ÿ“Œ Key Achievements:

  • Assisted in resolving loan-related disputes and financial compliance issues.
  • Improved loan documentation accuracy, reducing processing delays by 30%.

Education

Master of Science - Management

DePaul University
Chicago
03-2024

Bachelor - Law

Bangalore University
Bangalore
05-2013

Skills

  • Loan Processing & Mortgage Risk Analysis
  • Financial Reporting & Microsoft Excel Proficiency
  • Customer Service & Client Relationship Management
  • Regulatory Compliance & Legal Documentation
    Sales Support & Lead Generation
  • Administrative Support & Team Coordination

Certification

  • Certified ScrumMaster (CSM)ยฎ โ€“ Agile Project Management
  • Lean Six Sigma White Belt โ€“ Process Optimization

Timeline

Assistant Manager โ€“ Operations Legal and Management

Housing Development Finance Corporation Limited (HDFC)
06.2019 - 10.2020

Legal Officer โ€“ Chennai Division

Ashiana Housing Limited
02.2017 - 06.2019

Legal Executive

Giri Trading Agency Private Limited
08.2015 - 09.2016
  • Certified ScrumMaster (CSM)ยฎ โ€“ Agile Project Management
  • Lean Six Sigma White Belt โ€“ Process Optimization

Master of Science - Management

DePaul University

Bachelor - Law

Bangalore University
Allen Morwind Arul