ALYSSA T. MCCUNE
Gibbstown,NJ
Summary
Senior Closer offering vast knowledge of banking regulations and compliance procedures. Dedicated to maintaining professionalism and integrity.
Overview
21
21
years of professional experience
Work History
Residential Mortgage Closer
Hanover Community Bank
Garden City Park, NY
05.2024 - Current
- Reviewed and verified loan documentation for compliance with legal and regulatory standards.
- Coordinated closing processes to ensure timely and accurate completion of mortgage transactions.
- Communicated effectively with clients, title companies, and real estate agents throughout closing procedures.
- Resolved issues efficiently during the pre-closing stage, minimizing delays and keeping transactions on schedule.
- Facilitated clear communication channels between all parties involved in each transaction for more efficient problem resolution when needed.
- Coordinated scheduling of closings between buyers, sellers, attorneys, and lenders for a smooth transaction.
- Increased accuracy in calculating escrow amounts by implementing improved data entry techniques and double-checking.
- Organized and prioritized multiple loan files simultaneously, maintaining strict deadlines to meet client expectations.
Senior Closer II
Finance of America TPO
Conshohocken, PA
06.2020 - 12.2023
- Prepare and reconcile loan closing packages and legal documents ensuring compliance regulations are met
- Clear all outstanding conditions and reviews closing packages and post-closing documents ensuring accuracy
- Able to multi-task in a fast-paced environment and prioritize effectively
- Sustains large pipeline and communicates with all associates regarding loan status in timely manner
- Strong organizational skills, collaborator and excellent communication skills
Senior Closer/Closing Manager
NewRez TPO
Fort Washington, Charlotte, PA, NC
04.2012 - 06.2020
- Created all Closing documents on behalf of the lender and ensured that the Documentation met government compliance standards
- Reconciled HUD-1/CD Settlement Statements, assuring compliance with lender and government regulations, maintained high-level quality, and reduced financial risk
- Communicated effectively with brokers, title agents, Attorney’s, account managers and account Executives on loan status and any needed documentation
Closer
Wells Fargo Home Mtg Retail
Chester, PA
03.2008 - 01.2012
- Obtained and reviewed required mortgage closing documents from title companies
- Prepared closing packages for all types of loans (Conventional, FHA, VA and CEMA)
- Investigated and resolved exceptions such as missing docs and over disbursements and retrieved funds.
Secondary Marketing Associate
Wilmington Finance, Inc Plymouth Meeting
06.2005 - 06.2007
- Established and maintained strong business relations with Secondary Market Investors
- Managed sales/due diligence process from bid confirmation to funding by effectively maintaining records, files, and documentation of transactions
- Effectively analyzed credit, income, and appraisals to produce compelling rebuttals to various investors
Education
Mercyhurst Preparatory High School
Erie, PA2000
Skills
- Product Education
- Customer Communication
- Closing Documentation
- Loan Funding
- Regulatory Requirements
- Critical Thinking
- Funds Disbursement
- Regulatory Compliance Documentation
- Mortgage Closing Scheduling
- Customer Satisfaction
Timeline
Residential Mortgage Closer
Hanover Community Bank
05.2024 - Current
Senior Closer II
Finance of America TPO
06.2020 - 12.2023
Senior Closer/Closing Manager
NewRez TPO
04.2012 - 06.2020
Closer
Wells Fargo Home Mtg Retail
03.2008 - 01.2012
Secondary Marketing Associate
Wilmington Finance, Inc Plymouth Meeting
06.2005 - 06.2007
Mercyhurst Preparatory High School