Amanda Golden
Mortgage Loan Advisor
Bremen,GA
Summary
Mortgage Loan Advisor offering vast knowledge of mortgage lending regulations and compliance procedures. Dedicated to maintaining professionalism, integrity and confidentiality while serving customers with compassion, understanding and trust.
Overview
5
5
years of professional experience
2
2
years of post-secondary education
Work History
Mortgage Loan Advisor
LGE Community Credit Union
Atlanta, GA
10.2020 - Current
- Monitored pipelines to track and log status of loans.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Ordered appraisal, title, flood, homeowners insurance
- Verification of Employment and Income
- TRID/HMDA/OFAC Compliance/ECOA Compliance
- Explained very technical financial information to applicants in easy to understand language.
- Proactively identified solutions for customers experiencing credit issues.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
- Studied Freddie Mac Underwriting Guidelines and Quick Reference Guide to provide timely and accurate responses for teammates and members.
- Experience with documentation preparation, compilation and submission to Loan Officers and Underwriting
- Generated Initial Loan Disclosures and Checklists
- Knowledge of income calculation, review debt to income, credit analysis, and credit worthiness
- Exceptional Member Service and Member Shop Records
- Exceptional Communication, both verbal and written
Personal Financial Representative
LGE Community Credit Union
Dallas, GA
11.2017 - 10.2020
- Examined clients' overall financial situation by reviewing income, assets, debts, expenses and credit reports.
- Created debt management plans, spending plans and budgets to assist clients in meeting financial goals.
- Initiated customer relationships through prospecting, lead utilization, local market and community involvement.
- Analyzed clients' financial situations to offer products to improve standard of living.
- Established membership account us Epysis Quest/Symitar OS
- Assisted members by completing loan applications, credit card applications, and auto loans.
- Knowledge of wire transfer processes, general account and credit union protocols.
- Provided member service for individuals and created paths for financial success.
Education
Associate of Science -
08.2004 - 05.2006
Skills
Teamwork and Collaboration
Multitasking Abilities
Problem-Solving
Self-Motivated
MS Office
Document Preparation
Manage Status and Follow Up Communications with Team Members and Third Party Mortgage Services
Manage Pipeline
Timeline
Mortgage Loan Advisor - LGE Community Credit Union
10.2020 - Current
Personal Financial Representative - LGE Community Credit Union
11.2017 - 10.2020
High Tech Institue - Associate of Science,
08.2004 - 05.2006