Organized Mortgage Loan Officer with 14 years of experience in Credit Union banking industry. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Licensed Mortgage Loan Originator
Bellco Home Loans
Centennial, CO
02.2021 - Current
Top producer in 2021 - 3rd place with 25,933,388 volume and 93 units
Worked with underwriters to fix application problems and resolve issues.
Reviewed loan files and updated to match current standards.
Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships
Explained different types of loans pertaining to client situations.
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Inside Mortgage Loan Originator
Bellco Credit Union
Greenwood Village, CO
10.2016 - 02.2022
Constant sales performance averaging 25 million per year
Interviewed applicants to assess loan requirements before suggesting offers.
Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
Reviewed loan files and updated to match current standards.
Worked with underwriters to fix application problems and resolve issues.
Senior Financial Specialist
Bellco Credit Union
Greenwood Village, CO
05.2008 - 02.2021
Initiated conversations with clients to uncover financial needs, cross-sell products and services and make referrals to business partners to meet sales goals.
Assisted clients in making beneficial and strategic decisions regarding investments, low-cash financing and sourcing overseas partners.
Guided clients through compiling important financial histories and documentation for evaluation.
2 years as Branch Supervisor - Managed team of employees, overseeing hiring, training and professional growth of employees.
Education
High School Diploma -
Thornton High School
Thornton, CO
05.2003
Skills
Income Evaluation
Automated Underwriting System (AUS)
Corporate Financial Statements
Loan File Review
Creditworthiness Determination
Product Education
Analytical and Critical Thinking
Time Management
Certification
Certified Residential Underwriter, Mortgage Bankers Association - April 2022
VA Eligibility and Entitlement Analyst at Newrez Home Loans (Formally Caliber Home Loans)VA Eligibility and Entitlement Analyst at Newrez Home Loans (Formally Caliber Home Loans)