Amanda Zimcosky
Frisco,TX
Summary
Senior Mortgage Processor with a background in residential loan processing. My strengths include strong analytical skills, a deep understanding of compliance regulations, and the ability to manage complex mortgage transactions. I maintained a high level of productivity and accuracy while ensuring optimal customer service in past roles. I've demonstrated success in streamlining operations and reducing errors as part of continuous improvement efforts.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Contract Senior Mortgage Processor
Pulse Processing/ Go Processing
Michigan
09.2022 - Current
- Improved loan file initial determination accuracy through meticulous review and data entry.
- Contributed to a 20% increase in loan approval rates through diligent review and quality control measures.
- Collaborated with loan officers to ensure a comprehensive 'needs list' was completed, decreasing processing delays by over 15%.
- Consistently maintained communication with all parties and maintained attention to detail resulting in error-free documentation and timely closings.
- Retained relationships with the loan officer and borrowers after the loan closed which is represented by my referral rate.
Senior Processor
LoanDrone Inc
Irvine, CA
08.2019 - 09.2022
- VA, FHA, Conventional, Jumbo & HELOCS Average turn time to process loan is less than 30 days.
- Manage pipeline of over 40 loans.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports and other information.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Sr. Loan Officer
USA Loans
Lake Forest, CA
04.2018 - 08.2019
- Specialized in VA & FHA loans.
- Received regional branch recognition award for top funder.
- Successfully originated average of 10 loans per month.
Loan Officer
Monster Loans
Lake Forest, CA
12.2016 - 02.2018
- Funded over $28,0000,000 in 2017.
- Top funded units in one month with 16 funded units.
- Explained very technical financial information to applicants in easy to understand language.
- Worked with underwriters to fix application problems and resolve issues.
Skills
Encompass proficiency
- Credit analysis
- Loan types: VA, FHA, Conventional, Non-QM, HELOC
- Wholesale and correspondent lending
- Disclosure preparation and review
- FHLMC and FNMA guidelines
- Critical thinking
- Problem solving
- Verbal and written communication
- Pipeline management
- Loan prioritization
- Data accuracy
Certification
- Google Ad Campaign Certified
- Spout Social Certified
- Texas Notary
Timeline
Contract Senior Mortgage Processor
Pulse Processing/ Go Processing
09.2022 - Current
Senior Processor
LoanDrone Inc
08.2019 - 09.2022
Sr. Loan Officer
USA Loans
04.2018 - 08.2019
Loan Officer
Monster Loans
12.2016 - 02.2018
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