Amaylia Aiken
Goose Creek,SC
Summary
Detail-oriented mortgage loan originator with over four years of proven experience, dedicated to providing each client with a personalized experience through a customer-centric approach. Committed to transparent communication, strict compliance, and unwavering integrity, ensuring clients are well-informed and successfully guided to the closing table. Highly motivated to tackle new challenges, exemplary time management, and multitasking abilities. A performance-driven and dependable professional poised to exceed expectations in the mortgage industry.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Licensed Mortgage Loan Originator
York Superior Mortgage
08.2022 - 03.2023
- Serve as the primary point of contact for hundreds of clients seeking mortgage loans, providing guidance and support throughout the loan application and approval process.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
- Advised clients on their financial options, including credit repair services and refinancing opportunities.
- Researched and evaluated various loan products to determine the best fit for each customer.
- Collaborated with underwriters and challenged account managers to develop innovative solutions to address any discrepancies found during the review process prior to submitting a final approval decision.
- Demonstrated strong problem-solving abilities when resolving complex issues that arose during a transaction.
- Prepared monthly performance reports detailing key metrics such as number of loans closed, volume of business generated.
Mortgage Loan Originator
Asset Assured Financial Services
06.2021 - 07.2022
- Provided comprehensive mortgage loan advice and guidance to potential borrowers.
- Researched and evaluated various loan products to determine the best fit for each customer.
- Maintained a thorough knowledge of current lending regulations, policies, and procedures.
- Reviewed and analyzed borrower documents such as tax returns, bank statements, employment history. to verify accuracy and completeness and eligibility for loans.
- Processed, approved or denied loan applications in accordance with established guidelines and standards.
- Coordinated with lenders to ensure timely processing of all required paperwork.
- Developed relationships with real estate agents, builders, title companies, attorneys and other referral sources.
Loan Officer Assistant
Asset Assured Financial Services
08.2020 - 07.2022
- Assisted Mortgage Loan Originators with loan application processing, documentation collection, and client communication.
- Conducted preliminary assessments of client financial profiles to determine loan eligibility and identify potential issues.
- Coordinated with underwriters, processors, and closing agents to facilitate the loan approval and closing process.
- Provided administrative support, including data entry, file maintenance, and scheduling appointments, to ensure smooth operations of the loan origination team.
- Attended training sessions as needed in order to stay abreast of industry regulations and standards.
Education
Bachelor of Science - Biology
Claflin University
Orangeburg, SC05.2010
Skills
- Excellent Communication Skills
- Detailed Financial Analysis
- Exceptional Customer Service
- Product Knowledge
- Relationship Building
- Persuasive Negotiator
- Risk Assessment
Certification
- Mortgage Loan Originator (2068075)
- South Carolina Notary
- Loan Signing Agent
Timeline
Licensed Mortgage Loan Originator
York Superior Mortgage
08.2022 - 03.2023
Mortgage Loan Originator
Asset Assured Financial Services
06.2021 - 07.2022
Loan Officer Assistant
Asset Assured Financial Services
08.2020 - 07.2022
Bachelor of Science - Biology
Claflin University
- Mortgage Loan Originator (2068075)
- South Carolina Notary
- Loan Signing Agent
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