Ameze Ovbiebo
Indianapolis,IN
Summary
Seasoned Financial Crimes Investigator with over seven years of experience in AML investigations, specializing in the review of system-generated alerts and manually initiated cases, including law enforcement referrals, branch escalations, and adverse media. Skilled in conducting complex investigations, with a proven ability to analyze transactional patterns, identify red flags, and draft high-quality Suspicious Activity Reports (SARs) and non-SAR narratives in full compliance with regulatory standards and internal requirements. Recognized for consistently exceeding production and quality targets while maintaining strict adherence to internal policies and procedures. Known for managing high-volume caseloads with precision, attention to detail, and efficiency in fast-paced, high-pressure environments. Open to relocation at personal expense to pursue opportunities that align with professional growth and organizational impact.
Compliance professional with strong background in anti-money laundering investigations. Proven track record of enhancing compliance frameworks and identifying suspicious activities. Reliable team member known for adaptability and commitment to achieving regulatory compliance. Skilled in risk assessment and regulatory reporting.
Overview
9
9
years of professional experience
Work History
AML Compliance Investigator (Contract)
Capital One Bank
Remote, Indiana
04.2021 - Current
- Conduct comprehensive end-to-end investigations of system-generated transaction monitoring alerts, analyzing transactional activity to identify unusual or potentially suspicious behavior.
- Conduct thorough investigations of manually initiated cases, including law enforcement requests (e.g., 314(a) inquiries, subpoenas), branch referrals, and adverse media alerts, ensuring appropriate risk assessment and escalation where necessary.
- Leverage a wide range of investigative tools and systems such as Actimize, LexisNexis, TYSIS, SharePoint, open-source intelligence sources, along with advanced Excel functions (e.g., PivotTables, VLOOKUPs), to perform detailed research, data analysis, and case development.
- Analyze complex transactional activity across multiple accounts and customer relationships, including international wire transfers, ACH transactions, cash activity, check disbursements, and internal transfers.
- Identify suspicious patterns such as layering, structuring, and activity involving high-risk jurisdictions to detect potential money laundering, terrorist financing, and other financial crimes.
- Prepare clear, concise, and high-quality SARs and non-SAR narratives that thoroughly document investigative steps, transactional findings, identified red flags, and decision rationale in alignment with regulatory expectations.
- Perform second- and third-level quality reviews of offshore investigations, validating findings and synthesizing key insights, observations, and recommendations into well-supported SAR or non-SAR narratives.
- Maintain current knowledge of evolving AML regulations, emerging typologies, and industry best practices to ensure ongoing compliance and effective risk mitigation.
- Consistently meet or exceed established productivity and quality benchmarks by completing thorough, timely investigations while adhering to regulatory requirements and internal policies.
AML Compliance Specialist
JP Morgan Chase
Remote, Minneapolis
07.2019 - 03.2021
- Conducted comprehensive AML investigations of alerts and cases by analyzing customer transactions, account activity, and behavioral patterns to identify potential money laundering, fraud, and other financial crimes.
- Performed in-depth reviews of high-risk accounts and transactional activity, including international wire transfers and ACH transactions, while screening customers against sanctions lists such as OFAC SDN and other internal watch lists.
- Drafted clear, well-supported SARs that effectively documented investigative findings, transaction analysis, identified red flags, and decision rationale in accordance with regulatory and internal standards.
- Executed detailed reviews of high-risk customer profiles, ensuring thorough documentation to support ongoing monitoring, risk mitigation, and audit readiness.
- Collaborated cross-functionally with Compliance, Legal, and Risk Management teams to escalate high-risk matters, share investigative insights, and ensure alignment with BSA/AML regulatory requirements.
- Utilized a broad suite of tools and systems, including Actimize, LexisNexis, Accuity, Tableau, and Microsoft Office, to conduct in-depth research, data analysis, and support evidence-based conclusions.
- Actively participated in team discussions and knowledge-sharing sessions focused on emerging AML typologies, regulatory updates, and best practices to drive continuous process improvement.
- Maintained up-to-date knowledge of evolving AML regulations, red flag indicators, and industry trends through ongoing training and professional development.
- Consistently met or exceeded established production and quality targets by completing high volumes of AML investigations within defined SLAs while maintaining accuracy and adherence to regulatory standards.
- Developed compliance training programs for staff, enhancing understanding of regulatory requirements.
- Conducted regular audits to ensure adherence to internal policies and external regulations.
Program Specialist
Covance
Indiana, Indianapolis
04.2017 - 06.2019
- Supported operations of Tele-center reimbursement helpline programs and acted as the regional subject matter expert for client-specific initiatives.
- Conducted insurance verifications, facilitated prior authorizations, and provided claims support to ensure patients received prescribed therapies efficiently.
- Managed 30 or more outbound calls per program specifications, accurately documented interactions in tracking systems, and handled or escalated inquiries according to established procedures.
- Performed insurance research to determine patient eligibility, coordinated with partner distributors and pharmaceutical manufacturers to request program products, and tracked shipments to ensure timely delivery.
- Educated patients on available insurance options and marketplace resources, providing guidance to optimize access to prescribed therapies.
Education
Bachelor of Science -
Federal University of Technology
Niger State, NigeriaSkills
- Financial Crimes Investigation SAR Advanced Analytical Skills Compliance and Risk Management Time Management and Independent Decision Making Teamwork and Cross-Functional Collaboration Quality Assurance and Control Open-Source and Proprietary Research Regulatory Compliance and Policy Adherence Stakeholder Engagement Financial Services Industry Knowledge Large-Volume Data Analysis Clear and Concise Report Writing
- Actimize Cognos Excel PowerPoint SharePoint Microsoft Office Tableau LexisNexis Microsoft Teams World Check Advance Excel Word PowerPoint Open-Source Research Open-Source Intelligence (OSINT) tools
- Enhanced due diligence
- Suspicious activity reporting
- Legal research
- Transaction monitoring
Timeline
AML Compliance Investigator (Contract)
Capital One Bank
04.2021 - Current
AML Compliance Specialist
JP Morgan Chase
07.2019 - 03.2021
Program Specialist
Covance
04.2017 - 06.2019
Bachelor of Science -
Federal University of Technology