Anam Abbas
Smithtown,United States
Summary
Knowledgeable and efficient professional with extensive experience in financial industry. Prepares detailed client financial information to meet strict government and state regulations. Possesses comprehensive knowledge of conventional and government loan programs to fulfill customer needs.
Overview
11
11
years of professional experience
Work History
Loan Analyst
Freedom Mortgage Corporation
02.2024 - Current
- Participated in internal audits, providing necessary documentation and insight into the effectiveness of current loan review practices.
- Collaborated with underwriters to ensure accurate assessment of borrower creditworthiness, minimizing default risks.
- Developed strong working relationships with cross-functional colleagues, fostering a collaborative environment conducive to efficient problemsolving.
- Provided training to junior loan reviewers, sharing best practices and industry knowledge to enhance team performance.
- Contributed to risk management initiatives by carefully analyzing trends in borrower behavior and recommending adjustments to lending policies as needed.
- Maintained compliance with federal regulations by thoroughly examining loans for adherence to established guidelines and standards.
- Conducted regular portfolio stress testing to evaluate potential risks and recommend proactive measures for risk mitigation.
- Managed workload effectively, prioritizing high-risk loans for immediate attention while maintaining overall quality standards across all assigned reviews.
- Enhanced loan review process by implementing new risk assessment strategies and guidelines.
- Supported continuous improvement efforts by providing feedback on existing tools, systems, and methodologies used in the loan review process.
- Streamlined the loan approval process, conducting thorough reviews of applicant financial profiles.
- Ensured accuracy of data input into the system by performing quality control checks on reviewed loans before submission for final approval.
- Exceeded departmental performance metrics by consistently delivering thorough, accurate, and timely loan reviews.
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Monitored pipelines to track and log status of loans.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Loan Processor
Kbhs
03.2022 - 02.2024
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Set up and completed loan submission packages.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Utilized loan origination software to process and track loan applications.
- Handled any conditions sent from underwriting departments.
- Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Provided quick turnaround times to maintain fast-past schedule.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Advised loan officers to comply with loan guidelines and apply best practices.
- Processed loan applications and monitored progress from start to finish.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Assisted customers with completing loan applications and other paperwork.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
- Developed and maintained relationships with customers, lenders and other third parties.
- Assessed loan portfolios for compliance with underwriting policies.
- Monitored performance of existing loan portfolios to identify and address any issues.
- Examined customer loan applications for loan approvals and denials.
- Utilized risk management strategies to attain high loan approval rates.
- Maintained strict confidentiality of bank records and client information.
- Monitored compliance and filing requirements in conjunction with staff and management.
Loan Analyst
Loandepot
10.2021 - 03.2022
- Assessed loan portfolios for compliance with underwriting policies.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Developed and maintained relationships with customers, lenders and other third parties.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Assisted customers with completing loan applications and other paperwork.
- Processed loan applications and monitored progress from start to finish.
- Explained very technical financial information to applicants in easy to understand language.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Compiled closing packages for drafting and presentation accuracy.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Monitored pipelines to track and log status of loans.
- Researched and updated industry knowledge on changing legislation and regulations.
Loan Analyst
Homepointemortgage
10.2019 - 10.2021
- Assessed loan portfolios for compliance with underwriting policies.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Developed and maintained relationships with customers, lenders and other third parties.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Set up and completed loan submission packages.
- Utilized loan origination software to process and track loan applications.
- Handled any conditions sent from underwriting departments.
- Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Provided quick turnaround times to maintain fast-past schedule.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Advised loan officers to comply with loan guidelines and apply best practices.
- Processed loan applications and monitored progress from start to finish.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Assisted customers with completing loan applications and other paperwork.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Researched and updated industry knowledge on changing legislation and regulations.
Loan Processor
Citizens Bank
03.2016 - 10.2019
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Set up and completed loan submission packages.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Utilized loan origination software to process and track loan applications.
- Handled any conditions sent from underwriting departments.
- Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Provided quick turnaround times to maintain fast-past schedule.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Advised loan officers to comply with loan guidelines and apply best practices.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with completing loan applications and other paperwork.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
Loan Processor
STERLING NATIONAL CORPORATION
07.2013 - 03.2016
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Set up and completed loan submission packages.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Utilized loan origination software to process and track loan applications.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
Education
Bachelor Of Administrative Studies -
Nust Business School
Skills
- Mortgage Banking and Analysis
- Information Verification
- Bank Secrecy Act
- Government Standards
- Reading Comprehension
- Loan Evaluations
- Credit and Collections
- Data Entry
- Government Lending
- Legal Compliance
- Loan Modification
- Gathering Appraisals
Timeline
Loan Analyst
Freedom Mortgage Corporation
02.2024 - Current
Loan Processor
Kbhs
03.2022 - 02.2024
Loan Analyst
Loandepot
10.2021 - 03.2022
Loan Analyst
Homepointemortgage
10.2019 - 10.2021
Loan Processor
Citizens Bank
03.2016 - 10.2019
Loan Processor
STERLING NATIONAL CORPORATION
07.2013 - 03.2016
Bachelor Of Administrative Studies -
Nust Business School