Anaul Carriere
Plano,TX
Summary
MISSION: Result driven professional with 20 years of finance, operations, and mortgage experience. Proactive leader, self-starter that exudes a positive and productive work environment. Experienced professional focused on meeting or exceeding objectives seeking Consultant position. Offers advanced training and knowledge of industry best practices. Recognized for leadership, planning abilities and clear, direct communication style.
Overview
5
5
years of professional experience
Work History
Mortgage Loan Consultant
Caliber Home Loans
03.2020 - Current
- Evaluate broad market and portfolio applications and documentation to determine credit worthiness and risk analysis
- Identify ways to structure loan transaction to arrive at a solution for clients, underwriting analysis
- Generated 26 loans, average of $5.2MM in volume per month
- Pursue Leads are generated through direct mail marketing campaigns and company referrals
- Explained different types of loans pertaining to client situations, VA,, FHA, Conventional
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
Mortgage Loan Consultant
Freedom Mortgage
12.2019 - 03.2020
- Outbound solicitation to portfolio clients
- Convert portfolio government loan to streamline refinances
- Gather requirements, groomed with Underwriter and risk
- Explained different types of loans pertaining to client situations.
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match current standards.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Explained very technical financial information to applicants in easy to understand language.
Mortgage Loan Consultant
Pacific Union Financial
04.2018 - 06.2018
- Outbound/inbound solicitation of 1st mortgage loans
- Provided consultation to first time homebuyers
- Explained different types of loans pertaining to client situations.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Reviewed loan files and updated to match current standards.
Mortgage Loan Consultant
Capital One Home Loans
05.2015 - 12.2017
- Provided consultation to first time homebuyers
- Top 5% in entire platform
- 4 million per month in loan volume
- Inbound conversion of residential loans, purchases, and refinances
- Explained different types of loans pertaining to client situations.
- Worked with underwriters to fix application problems and resolve issues.
- Planned and dealt with payment schedules.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Explained very technical financial information to applicants in easy to understand language.
Education
Law, Mass Comm
Xavier University
Skills
- Creditworthiness Determination
- Application Reviews
- LexisNexis Software
- Property Evaluation
Timeline
Mortgage Loan Consultant
Caliber Home Loans
03.2020 - Current
Mortgage Loan Consultant
Freedom Mortgage
12.2019 - 03.2020
Mortgage Loan Consultant
Pacific Union Financial
04.2018 - 06.2018
Mortgage Loan Consultant
Capital One Home Loans
05.2015 - 12.2017
Law, Mass Comm
Xavier University
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