Andrea Draper
Shepherd,MT
Overview
31
31
years of professional experience
Work History
Acting District Right of Way Supervisor
Montana Department of Transportation
Billings, MT
06.2026 - Current
- Lead districtwide ROW operations using a strong foundation in financial analysis, collateral evaluation, and appraisal review.
- Ensured compliance with state and federal requirements by reviewing acquisition work, appraisal reports, and project plans for accuracy and adherence to regulations.
- Direct valuation processes for residential, commercial, industrial, and agricultural properties using deep appraisal and market-data expertise.
- Negotiated just compensation with landowners, leveraging relationship-driven communication skills to foster trust and facilitate agreements.
- Prepared and reviewed reports, studies, and acquisition documentation, ensuring clarity and thoroughness to support informed decision-making.
- Represent the District at public meetings and project development with professionalism shaped by cross-industry communication experience.
- Maintain productive relationships with MDT divisions, district offices, and state, local, and tribal agencies.
- Supervise and mentor ROW staff using leadership skills developed through coordinating teams, training personnel, and managing workloads across multiple sectors.
Right of Way Agent
Montana Department of Transportation
Billings, MT
06.2022 - Current
- Analyze appraisal reports, valuations, title documents, easements, encumbrances, and legal descriptions to determine impacts on valuation and acquisition.
- Negotiated fair compensation agreements with landowners, fostering positive relationships and ensuring stakeholder satisfaction.
- Research ownership, zoning, land classifications, soil conditions, access control, and comparable market data.
- Reviewed and analyzed plans and legal documents for accuracy and compliance, mitigating risks and ensuring adherence to regulations., plans, and legal documents with precision.
- Analyzed and interpreted title reports, litigation guarantees, court documents, and entity documents to support informed decision-making.
- Coordinate with appraisers, landowners, attorneys, and internal teams to ensure accurate and timely project delivery.
- Maintain detailed electronic and manual records, ensuring compliance with state procedures and documentation standards.
Associate Right of Way Agent / Right of Way Agent
California Department of Transportation
Marysville, CA
01.2018 - 08.2022
- Conducted site inspections, tenant meetings, and property evaluations for state-owned properties.
- Executed rental/lease agreements while advertising and reviewing applications to ensure optimal tenant placement.
- Built strong working relationships with attorneys, government officials, tenants, and vendors.
- Analyzed title reports, litigation guarantees, court documents, and entity documents to support effective decision-making.
- Prioritized workload and met tight deadlines while maintaining accuracy and professionalism.
- Prepared documents and maintained compliance using specialized software to streamline operations.
Team Member
Tractor Supply Company
Yuba City, CA
11.2020 - 05.2021
- Delivered customer service, built rapport, resolved issues to enhance customer satisfaction.
- Executed price changes and operated POS systems to streamline store operations.
- Operated cash register and processed customer transactions efficiently.
- Maintained store cleanliness and organized merchandise displays.
- Assisted customers with product selection and inquiries.
Owner
A & B Embroidery
Sutter, CA
06.2001 - 12.2018
- Oversaw business operations encompassing accounting, inventory, production, and customer service to ensure seamless function.
- Cultivated customer relationships while managing budgeting and financial processes to enhance service delivery.
- Managed daily operations of embroidery services and customer orders.
- Developed custom designs in collaboration with clients and graphic designers.
Information System Operator
Yuba City Unified School District
Yuba City, CA
01.2017 - 01.2018
- Interpreted and prepared reports to inform decision-making, tracked purchase orders to ensure timely fulfillment, and supported implementation of new systems to enhance operational effectiveness.
- Facilitated training sessions to equip team members with essential skills while maintaining confidentiality in all departmental operations.
- Operated and monitored school systems to ensure seamless daily operations.
- Troubleshot technical issues to maintain system functionality across campuses.
- Coordinated with staff to schedule maintenance and repairs for equipment.
Relationship Manager / Loan Specialist
SmartBiz Loans
San Francisco, CA
09.2015 - 09.2016
- Built strong customer relationships and exceeded lending performance metrics.
- Resolved customer issues promptly, resulting in high satisfaction and retention.
- Gathered and verified financial and entity documents to support loan applications and ensure compliance.
- Underwrote SBA small business loans, leveraging specialized technology to facilitate financing for small businesses.
Assistant Vice President / SBA Loan Underwriter
Golden Pacific Bank, NA
Yuba City, CA
08.2013 - 08.2015
- Prepared financial statements and cash flow analyses to support credit decisions for commercial and SBA loans.
- Reviewed legal documents, title reports, escrow instructions, and environmental reports to ensure compliance and mitigate risk.
- Ensured accurate documentation and compliance within credit files.
- Prioritized tasks effectively to ensure timely completion of loan underwriting processes.
Account Executive / Loan Officer
Farm Credit Services of Colusa-Glenn ACA
Colusa, CA
10.2012 - 08.2013
- Delivered financial guidance and loan servicing to agricultural borrowers, ensuring alignment with lending standards.
- Interviewed applicants and analyzed loan applications to recommend approvals or denials based on risk assessment.
- Conducted crop and property inspections to support accurate appraisals and informed lending decisions.
- Researched industry yields and pricing to support lending standards.
Customer Support Specialist
Crop Data Management Systems
Marysville, CA
08.2009 - 10.2012
- Assisted customers with specialized agricultural software, ensuring effective use and resolution of issues.
- Conducted software accuracy tests and documented incident escalation reports for quality assurance.
- Coordinated training events by organizing materials and logistics to facilitate effective learning.
Anesthesia Services Coordinator
Sutter North Medical Foundation
Yuba City, CA
09.2006 - 08.2007
- Scheduled procedures and verified insurance to ensure timely patient care and accurate billing.
- Communicated effectively with medical staff, patients, and administration to facilitate smooth operations.
- Coordinated patient scheduling and managed appointment confirmations efficiently.
- Assisted in organizing medical records and maintaining data accuracy.
- Collaborated with healthcare providers to streamline communication processes.
Loan Support Specialist
Gold Country Bank, NA
Marysville, CA
12.1999 - 12.2000
- Collected loan applications, analyzed financial statements, and generated loan documents to support loan processing.
- Assisted with consumer loan approvals and represented bank in small claims cases to ensure compliance and protect bank interests.
- Assisted customers with loan applications and documentation requirements.
- Reviewed loan files for accuracy and compliance with regulations.
- Coordinated communication between clients and loan officers effectively.
Loan Officer / Account Executive
Northern California Farm Credit
Chico & Willows, CA
01.1996 - 12.1999
- Analyzed financial data and interviewed applicants to recommend customized loan decisions.
- Researched agricultural yields and pricing to improve lending standards and support decision-making.
- Conducted annual crop and property inspections, delivering crucial data for precise appraisals.
- Assisted in preparing budgets and completing loan applications, ensuring accurate submissions.
- Reviewed credit histories and income statements of applicants to assess financial viability.
- Advised clients on available financial products and lending options tailored to needs.
- Approved or denied loan applications based on established guidelines and criteria.
Education
Bachelor of Science Degree - Agricultural Business with a concentration in Finance & Appraisal
California Polytechnic State University
San Luis Obispo06-1996
Skills
- Financial analysis and property valuation
- Appraisal review and compliance
- Document preparation and project management
- Financial analysis
- Effective communication and negotiation
- Relationship building and problem solving
Timeline
Acting District Right of Way Supervisor
Montana Department of Transportation
06.2026 - Current
Right of Way Agent
Montana Department of Transportation
06.2022 - Current
Team Member
Tractor Supply Company
11.2020 - 05.2021
Associate Right of Way Agent / Right of Way Agent
California Department of Transportation
01.2018 - 08.2022
Information System Operator
Yuba City Unified School District
01.2017 - 01.2018
Relationship Manager / Loan Specialist
SmartBiz Loans
09.2015 - 09.2016
Assistant Vice President / SBA Loan Underwriter
Golden Pacific Bank, NA
08.2013 - 08.2015
Account Executive / Loan Officer
Farm Credit Services of Colusa-Glenn ACA
10.2012 - 08.2013
Customer Support Specialist
Crop Data Management Systems
08.2009 - 10.2012
Anesthesia Services Coordinator
Sutter North Medical Foundation
09.2006 - 08.2007
Owner
A & B Embroidery
06.2001 - 12.2018
Loan Support Specialist
Gold Country Bank, NA
12.1999 - 12.2000
Loan Officer / Account Executive
Northern California Farm Credit
01.1996 - 12.1999
Bachelor of Science Degree - Agricultural Business with a concentration in Finance & Appraisal
California Polytechnic State University