Andrew Velin
Fiddlehead Montessori
ANACORTES
13
years of professional experience
Twenty two years experience in residential finance and mortgage origination. Experienced nonprofit finance professional delivering accurate reporting, compliance oversight, and stakeholder communication. Strengths include board support, analytical judgment, and operational accountability across budgeting, audits, and loan processing.
Work History
Senior Mortgage Advisor
5 Years 10 Months- Advised borrowers on fixed, adjustable, FHA, VA, and jumbo mortgage options aligned with financial goals.
- Advised senior borrowers on FHA reverse mortgage products and proprietary reverse mortgage products
- Analyzed credit reports, income documents, and asset statements to determine loan eligibility and program fit.
- Structured purchase and refinance solutions, balancing affordability, compliance, and underwriting requirements.
- Coordinated with processors, underwriters, and title teams to resolve conditions and keep files moving.
- Maintained accurate loan records in CRM and loan origination systems throughout application and funding stages.
- Developed referral relationships with realtors, builders, and financial partners to strengthen loan pipeline.
Mortgage Originator, Production Manager
6 Years 8 Months- Originated purchase and refinance mortgage loans, guiding borrowers through application, disclosure, and closing requirements.
- Analyzed credit, income, and asset documentation to structure compliant loan solutions.
- Coordinated with processors, underwriters, and escrow teams to resolve conditions and keep files moving smoothly.
- Advised borrowers on loan programs, pricing, and qualification options aligned with lending guidelines.
- Managed loan pipeline activities in loan origination systems, maintaining accurate file status and documentation.
- Managed a diverse pipeline of loans while adhering to strict deadlines and regulatory requirements.
- Improved departmental efficiency by implementing new technologies that streamlined daily operations within the office environment.
Non-Profit Treasurer
9 Years 8 Months- Oversaw financial reporting, ensuring accurate records and timely statements for board review.
- Managed budgeting process, aligning allocations with program priorities and cash flow needs.
- Monitored accounts payable, receivable, and reconciliations to maintain ledger accuracy.
- Prepared monthly treasury updates, highlighting variances and funding requirements.
- Advised board on financial controls, reserve planning, and fiscal policy decisions.
- Reconciled monthly statements, invoices and expense accounts, keeping records accurate, and current.
- Drafted treasury reports to support management decision-making needs.
Non-Profit Treasurer
9 Years 6 Months- Coordinated audit preparation, organizing documentation and supporting compliance reviews.
- Strengthened donation tracking and restricted fund oversight for transparent nonprofit accounting.
- Reviewed banking activity and payment processes to reduce errors and improve accountability.
- Enhanced financial reporting processes, providing stakeholders with accurate and timely information for decision-making purposes.
- Prepared and presented financial reports to inform senior management and board of directors.
Education
Master of Arts - Philosophy
Bachelor of Arts - Philosophy
Skills
Financial and credit analysis
Retirement planning and cash flow analysis
Highly developed emotional intelligence and empathy
Credit analysis
Articulate communication
written and verbal
Timeline
Senior Mortgage Advisor
Equity Solutions NW
12.2020 - 10.2026Read More
Non-Profit Treasurer
Fiddlehead Montessori
05.2017 - CurrentRead More
Non-Profit Treasurer
Anacortes Music Project
03.2017 - CurrentRead More
Mortgage Originator, Production Manager
Bay Equity Home Loans
02.2014 - 10.2020Read More
California State University, Long Beach
Master of Arts from Philosophy
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California State University, Long Beach
Bachelor of Arts from Philosophy
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