Angela Begeman
Camdenton,MO
Summary
Accurate Mortgage Loan Officer known for high productivity and efficient task completion. Specialize in risk assessment, regulatory compliance, and customer service management. Excel at communication, problem-solving, and adaptability, ensuring seamless loan processing and client satisfaction.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Veterinary Technician
Arch Animal Hospital
St. Louis, MO
09.2021 - 05.2022
- Provided compassionate care to a diverse array of animals, ensuring comfort and well-being during examinations, procedures, and recovery
- Supported veterinarians in various surgical and medical procedures by preparing instruments and assisting with anesthesia monitoring
- Educated pet owners on preventative care, nutritional needs, and post treatment protocols, resulting in higher compliance rates
Closing Processor
F&B Financial Group
St. Louis, MO
08.2020 - 11.2020
- Ensure accurate and timely loan processing of high volume pipeline through efficient compilation of borrowers information and loan document verification
- Provided support to loan officers and underwriter teams by ensuring the timely, judicious, and accurate processing of conventional and government mortgages and challenging applications (e.g., first-time borrowers, self-employed applicants, and borrowers with problematic credit histories)
- Analyzed and evaluated client's financial documents including but not limited to tax returns, bank statements, credit reports, divorce decrees and other sensitive information to determine the level of risk and matching customer needs with the appropriate loan program
- Assembled and compiled title abstracts, insurance forms, loan documents, and tax receipts.
Mortgage Loan Assistant
U.S. Bank
Arnold, Missouri
08.2017 - 08.2020
- Entrusted to support a high producing Mortgage Loan Officer by ensuring quality, completeness, and accuracy of new loan applications and pipeline management
- Selected to serve as a Junior Mortgage Loan Officer in the absence of the Loan Officer. Responsible for handling calls, producing interest rates, providing pre-qualifications, and conducting closings
- Maintained effective communication with all necessary parties involved in a new loan application from the customer, loan officer, real estate agent, processor, to closer, to ensure a positive application process
- Organized marketing projects and sponsorship events
- Analyzed and evaluated client's financial documents including but not limited to tax returns, bank statements, credit reports, divorce decrees and other sensitive information to determine the level of risk and matching customer needs with the appropriate loan program
- Cultivated productive relationships with clients, Realtors, and title/escrow officers to increase profits and expand customer base utilizing CRM systems to effectively manage client interactions and follow-ups.
- Developed and implemented strategies to meet monthly loan targets.
Student Loan Counselor
Missouri Higher Education Loan Authority
Chesterfield, Missouri
10.2016 - 04.2017
- Provided resolution to past due non-defaulted student loans
- Educated borrowers on various repayment plans, assisting having borrowers' personal financial needs met
- Sent alternative repayment applications and forms personally pre-filled, along with multiple repayment plan options and overview detailed for borrower via mail and email
- Assisted borrowers with calculating interest for each individual plan over life of loan as well as explaining how interest accrues for their account on a day/month/yearly basis
Education
Mortgage Educators and Compliance - Mortgage Loan Origination
Mortgage Educators And Compliance
St. Louis, Missouri03-2025
Associate of Applied Science - Veterinary Science
Midwest Institute
St. Louis, Missouri01.2022
Associate of Applied Science - Massage Therapy
Missouri College
St. Louis, Missouri01.2008
Required Studies -
De Soto High School
De Soto, MissouriSkills
- Microsoft Word
- Microsoft Excel
- NetOxygen
- Salesforce
- DocVelocity
- Sales
- Detail-oriented
- Analytical and critical thinker
- Working in high pressure environment
- Meeting deadlines
- Loan processing
- Financial analysis
Certification
- NMLS SAFE Mortgage Loan Originator Test Pass. NMLS ID 1610988
- Safe Zone certified
References
Available Upon Request
Awards
- Mrs. Missouri Petite, 2023
- Winner of multiple sales competitions, U.S. Bank, 2017-2020
- Million Dollar Club Award recipient, U.S. Bank, 2018
Timeline
Veterinary Technician
Arch Animal Hospital
09.2021 - 05.2022
Closing Processor
F&B Financial Group
08.2020 - 11.2020
Mortgage Loan Assistant
U.S. Bank
08.2017 - 08.2020
Student Loan Counselor
Missouri Higher Education Loan Authority
10.2016 - 04.2017
Mortgage Educators and Compliance - Mortgage Loan Origination
Mortgage Educators And Compliance
Associate of Applied Science - Veterinary Science
Midwest Institute
Associate of Applied Science - Massage Therapy
Missouri College
Required Studies -
De Soto High School