ANGELA COLEMAN
Sr. Mortgage Loan Originator
Waco,Texas
Summary
Organized Mortgage Loan Officer with 22 years of experience in Title & Mortgage Industries. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
20
20
years of professional experience
4
4
years of post-secondary education
Work History
Sr. Mortgage Loan Originator
Wallick And Volk, Inc
Waco, TX
04.2016 - Current
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Fielded customer complaints and provided solutions.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Explained different types of loans pertaining to client situations.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Explained very technical financial information to applicants in easy to understand language.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Proactively identified solutions for customers experiencing credit issues.
- Developed prospects for new loans by conducting 3 cold calls weekly.
- Monitored pipelines to track and log status of loans.
Mortgage Loan Originator
Oak Mortgage
Waco, TX
11.2014 - 04.2016
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
- Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Explained different types of loans pertaining to client situations.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Explained very technical financial information to applicants in easy to understand language.
- Monitored pipelines to track and log status of loans.
Escrow Officer
First Title Co Of Waco
Waco, TX
03.2002 - 11.2014
- Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
- Communicated requirements and title exception information to clients.
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
- Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Prepared and delivered projected HUD-1 settlement statements to lender upon request.
- Managed real estate closing process in compliance with applicable standards and legal requirements.
- Checked signatures and legal descriptions for accuracy and integrity.
- Examined purchase and sale agreement for potential items of concern and addressed immediately.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
Education
High School Diploma -
China Spring High School
China Spring, TX 08.1994 - 05.1998
Mortgage License - Mortgage Licensing
Champions School of Real Estate
Plano, TX 11.2014 - 12.2014
Skills
Loan Expert in Conventional/FHA/VA/USDA
undefinedTimeline
Sr. Mortgage Loan Originator
Wallick And Volk, Inc
04.2016 - Current
Mortgage Loan Originator
Oak Mortgage
11.2014 - 04.2016
Mortgage License - Mortgage Licensing
Champions School of Real Estate
11.2014 - 12.2014
Escrow Officer
First Title Co Of Waco
03.2002 - 11.2014
High School Diploma -
China Spring High School
08.1994 - 05.1998
Similar Profiles
JOEL RAMIREZJOEL RAMIREZ
Processor/Appraisal Desk at Wallick & Volk, IncProcessor/Appraisal Desk at Wallick & Volk, Inc
Jake TrzcinskiJake Trzcinski
LOCK DESK ANALYST at Wallick & Volk, IncLOCK DESK ANALYST at Wallick & Volk, Inc
Jeremy MagnessJeremy Magness
Sr. Loan Officer at Wallick & Volk Mortgage, IncSr. Loan Officer at Wallick & Volk Mortgage, Inc