Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
36
36
years of professional experience
Work History
Mortgage Loan Originator
Guaranteed Rate Mortgage
04.2021 - Current
I am currently licensed in Indiana, Illinois and Kentucky to conduct mortgage lending transactions. I have experience processing FHA, USDA, VA and conventional loans.
Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
Worked with underwriters to fix application problems and resolve issues.
Explained different types of loans pertaining to client situations.
Prepared documents for customers, submitting and overseeing through each step of closing process.
Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
Developed extensive network of referral partners to source new mortgage loan opportunities.
Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Reviewed loan files and updated to match current standards.
Fielded customer complaints and provided solutions.
Checked loan documents for accuracy prior to closing.
Negotiated loan terms and conditions with clients to maximize profitability.
Interviewed applicants to assess loan requirements before suggesting offers.
Collected information from banks, institutions and employers to assess applicant eligibility.
Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
Mortgage Loan Orginator
Evansville Teachers Federal Credit Union
12.1987 - 04.2021
Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
Worked with underwriters to fix application problems and resolve issues.
Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Checked loan documents for accuracy prior to closing.
Explained different types of loans pertaining to client situations.
Skilled at working independently and collaboratively in a team environment
Self-motivated, with a strong sense of personal responsibility
Proven ability to learn quickly and adapt to new situations
Worked well in a team setting, providing support and guidance
Education
Bachelor of Science - Human Resources Management
Indiana State University
Terre Haute, IN
05.2013
Skills
Underwriting Support
Complex Problem-Solving
Financial Service Solutions
Networking and Partnership Development
Regulatory Compliance
Real Estate Title Concepts
Timeline
Mortgage Loan Originator
Guaranteed Rate Mortgage
04.2021 - Current
Mortgage Loan Orginator
Evansville Teachers Federal Credit Union
12.1987 - 04.2021
Bachelor of Science - Human Resources Management
Indiana State University
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