Seasoned mortgage Loan Processor but have also been a title examiner and in retail management. I have high attention to detail and I am also excited to explore other fields of opportunity!
Overview
35
35
years of professional experience
Work History
Loan Processor
Brookhollow Mortgage
11.2020 - 08.2024
Analyzed loan applications and supporting documents to determine eligibility for approval.
Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
Submitted loan applications to underwriting department for review and approval process.
Updated customers regularly on status of their loans throughout the processing period.
Mortgage Loan Processor
Certified Funding LP
09.2013 - 11.2020
Managed any conditions sent from underwriting departments.
Checked approvals against established bank and government lending standards.
Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
Upheld compliance with privacy and security requirements, as well as federal statutes covering 50 loans.
Maintained complete confidentiality of all submitted information according to release guidelines.
Completed closing process by collaborating with attorneys, title companies and government clerks.
Filed completed packages quickly and efficiently.
Assembled and compiled title abstracts, insurance forms, loan documents and tax receipts.
Submitted completed loan applications, including recommendations for underwriting approval or denial.
Prepared and delivered loan documents to title and escrow teams.
Worked with third-party vendors to address and clear loan closing requirements.
Conveyed acceptance or rejection to customers by mail, telephone or in person.
Checked applicant credit, personal references and employment histories.
Carried out pre-funding and funding functions for more than 50 cases per month.
Title Examiner
Bank Of America
01.2008 - 04.2013
Examined deeds, deeds of trust, liens, judgments, and easements.
Prepared and issued title commitments and title insurance policies based on information compiled from title searches.
Used math and analysis skills to assess sketches, diagrams and survey descriptions.
Evaluated documents to determine property ownership.
Ensured titles to properties had no restrictions.
Analyzed chain of title and prepared reports outlining title-related matters.
Mortgage Loan Processor
Long Beach Mortgage
03.2005 - 01.2008
Maintained complete confidentiality of all submitted information according to release guidelines.
Managed any conditions sent from underwriting departments.
Organized, filed and maintained customer, department and regulatory loan records.
Created and completed loan submission packages.
Manager
Farmers Insurance Group
01.1990 - 01.2004
Trained and mentored new employees to maximize team performance and achieve daily performance objectives.
Collaborated with staff to maximize customer satisfaction, streamline procedures and improve bottom-line profitability.
Executed new training initiative to improve skills and develop leaders from within.
Led employee performance reviews and discussed improvement strategies with each team member.
Communicated and coordinated with multiple departments to achieve top results.
Trained current employees on additional job positions to maintain coverage of roles at all times.
Consistently met financial targets with close monitoring of expenses, labor hours and supply use.
Education
School of Nursing
Brookhaven College
Dallas, TX
Biology
Univerity of Arlington
Arlington, TX
05.1989
Skills
Information verification
Proficient in Point
Complying with legal statutes
Reviewing financial paperwork
Processing documents
Excellent communication skills
Timeline
Loan Processor
Brookhollow Mortgage
11.2020 - 08.2024
Mortgage Loan Processor
Certified Funding LP
09.2013 - 11.2020
Title Examiner
Bank Of America
01.2008 - 04.2013
Mortgage Loan Processor
Long Beach Mortgage
03.2005 - 01.2008
Manager
Farmers Insurance Group
01.1990 - 01.2004
School of Nursing
Brookhaven College
Biology
Univerity of Arlington
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