FVP Director of Sales SBA & USDA
5 Years 6 MonthsHanover Bank | 05.2021 - Current
- Directed sales strategy for deposit growth, loan referrals, and relationship expansion across retail banking channels.
- Partnered with branch leadership to align sales goals with customer retention and market growth.
- Led branch sales coaching, reinforcing consultative selling, referral generation, and service standards.
- Developed pipeline reviews to track opportunities, prioritize prospects, and improve conversion discipline.
VP Commerical Lending Manager
2 Years 6 MonthsSavoy Bank | 11.2018 - 05.2021
- Directed cross-functional banking initiatives, aligning lending, deposit, and compliance activities with business objectives.
- Partnered with relationship managers to structure client solutions and support complex commercial transactions.
- Oversaw portfolio reviews, strengthening credit quality and resolving exceptions through timely risk assessments.
- Monitored regulatory requirements, ensuring adherence to banking policies, audit standards, and internal controls.
- Evaluated financial statements and collateral data to support sound underwriting and approval decisions.
- Streamlined operational workflows, improving turnaround for account servicing and client requests.
Senior Loan Advisor
4 Years 9 MonthsJPMorgan Chase | 02.2011 - 11.2015
- Advised clients on loan options, guiding applications through underwriting and funding requirements.
- Interpreted credit reports, income details, and debt ratios to support sound lending decisions.
- Reviewed borrower documentation for accuracy, completeness, and compliance with lending standards.
- Coordinated with underwriters, processors, and closing teams to resolve file conditions quickly.