Anthony Covington
Tampa,FL
Summary
Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as a skilled Underwriter. Successful in leading underwriting teams and training junior staff to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud.
Overview
9
9
years of professional experience
Work History
Mortgage Underwriter
NVR INC.
08.2021 - Current
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Maintained mortgage program compliance with federal agencies such as HUD, and FNMA.
Mortgage Underwriter
Bank Of America, NA.
01.2015 - 08.2021
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Negotiated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.
Education
Bachelor of Arts - East Asian Studies, And Economics
SUNY At Albany
Albany, NY05.2009
Skills
- Documentation Review
- Residential Loans
- Jumbo Loans
- FNMA Guidelines
- Data Interpretation
- Attention to Detail
- Critical Thinking
- Decision Making
- Underwriting Guidelines
- Time Management
- Credit Analysis
Timeline
Mortgage Underwriter
NVR INC.
08.2021 - Current
Mortgage Underwriter
Bank Of America, NA.
01.2015 - 08.2021
Bachelor of Arts - East Asian Studies, And Economics
SUNY At Albany
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