Anthony Espinosa
Des Plaines,IL
Summary
Accomplished Product Delivery Director with extensive experience at J.P. Morgan in digital product development and risk management controls. Proven expertise in strengthening governance frameworks and spearheading international regulatory compliance initiatives. Distinguished for exceptional project execution and audit oversight, driving alignment with global standards while implementing effective risk reduction strategies.
Overview
29
29
years of professional experience
Work History
Product Delivery Director
J.P. Morgan
Chicago, IL
05.2013 - Current
- Directed risk and control initiatives for JPMorgan Access and Host to Host, supporting online global cash management capabilities across 145 countries.
- Centralized communication point for questions and concerns regarding applications raised by the legal, risk, compliance, and controls departments.
- Conduct ongoing reviews to enhance product controls and processes.
- Manage and execute corrective action plans addressing non-compliant activities.
- Created and enforced efficient policies and procedures.
- Consult Product Managers regarding risks tied to proposed product developments.
- Monitored adherence to company policies and procedures for change management.
- Implemented change management procedures according to best practices
- Monitored material changes to maintain alignment with change management procedures.
- Conducted assessments of products and processes to align with global regulatory standards.
- Coordinated discussions among internal teams about updates to regulatory requirements.
- Delivered accurate and timely information to meet regulatory agency requests.
- Collaborated with Legal in creating new and revised client service terms.
- Analyzed term agreements during client negotiations to ensure compliance with product standards.
- Oversaw completion of internal and external audits per established procedures.
- Facilitated seamless coordination with external auditors to ensure successful completion of annual SOC1 and SOC2 audits.
Product Manager, J.P. Morgan Access
J.P.Morgan
Chicago, IL
03.2006 - 05.2013
- Developed and implemented product management strategy to drive long-term revenue growth.
- Collaborated with Application Developers, QA, and UAT teams during release planning sessions.
- Authorized functional requirement documents and guided development of prototypes.
- Partnered with diverse cross-functional teams including Sales, Client Service and Marketing to maintain service continuity across all channels.
- Performed monthly evaluations to address inaccuracies in product billing and pricing.
- Partnered across departments, including Sales and Client Services, to efficiently resolve client issues.
- Review and approval of all internal and external communication (training, user guides, marketing sheets).
Project Manager
J.P.Morgan
Chicago, IL
01.2002 - 03.2006
- Monitored progress of each project to ensure timely delivery of deliverables in accordance with established quality standards.
- Developed and maintained project plans and timelines
- Identified risks associated with each project and developed strategies for mitigating those risks.
- Actively sought out feedback from stakeholders throughout the duration of a project in order to identify areas needing improvement or adjustment.
- Ensured project success through efficient coordination of cross-functional resources.
- Created comprehensive documentation outlining key milestones achieved in ongoing projects.
- Managed multiple projects with competing deadlines simultaneously.
- Created team objectives and roles with specific goals outlined for each individual.
Client Service & Trade Service Specialist
Bank One, NA
Chicago, IL
06.1996 - 12.2002
- Executed issuance and advisory processes for Export Letters of Credit.
- Ensured timely disbursement to designated letter of credit beneficiaries.
- Managed import/export trade transaction queries.
- Developed client understanding of global trade framework and services.
Education
MBA - International Business And Finance
DePaul University
Chicago, IL06-2000
Bachelor of Arts - International Business And Finance
Benedictine University
Lisle, IL05-1996
Skills
- Digital Product Development
- Governance Framework
- Risk Management Controls
- Risk Reduction Strategies
- Fraud Detection Strategies
- International Regulatory Compliance
- Change Management Strategy
- Audit Oversight
- Central Legal Liaison
- Terms and Conditions Development
- Project Execution
Websites
Timeline
Product Delivery Director
J.P. Morgan
05.2013 - Current
Product Manager, J.P. Morgan Access
J.P.Morgan
03.2006 - 05.2013
Project Manager
J.P.Morgan
01.2002 - 03.2006
Client Service & Trade Service Specialist
Bank One, NA
06.1996 - 12.2002
MBA - International Business And Finance
DePaul University
Bachelor of Arts - International Business And Finance
Benedictine University
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